Filing Flows › First Mid Bancshares (FMBH) › Q3 2026 › vs Q3 2025
First Mid Bancshares (FMBH) Q3 2026 vs Q3 2025 (year over year)
First Mid Bancshares's revenue rose $17.3M (+19%) from $89.3M in Q3 2025 to $107M in Q3 2026. The biggest changes: Net interest income +$13.0M (+20%); Noninterest income +$4.3M (+19%). Operating margin 39.3% against 32.2% (+7.1 pts).
First Mid Bancshares, Q3 2026: revenue $107M (+19% year over year), operating margin 39.3%, net earnings $33.3M, operating cash flow $47.3M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 39.3% | 32.2% | +7.1 pts |
| Net margin | 31.2% | 25.2% | +6.1 pts |
| Free cash flow margin | 42.9% | 35.8% | +7.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $79.4M | $66.4M | $13.0M | +20% |
| Noninterest income | $27.2M | $22.9M | $4.3M | +19% |
| Revenue | $107M | $89.3M | $17.3M | +19% |
| Operating profit | $41.9M | $28.8M | $13.2M | +46% |
| Costs & expenses | $64.7M | $60.5M | $4.2M | +7% |
| Pre-tax earnings | $41.9M | $28.8M | $13.2M | +46% |
| Net earnings | $33.3M | $22.5M | $10.8M | +48% |
| Income tax | $8.6M | $6.3M | $2.3M | +37% |
| Depreciation & amortization | $5.7M | $5.0M | $680K | +14% |
| Share-based compensation | $844K | $637K | $207K | +32% |
| Working capital & other | $7.5M | $4.9M | $2.6M | +52% |
| Operating cash flow | $47.3M | $33.0M | $14.3M | +43% |
| Free cash flow (OCF − capex) | $45.8M | $31.9M | $13.8M | +43% |
| Capital expenditures | $1.6M | $1.1M | $471K | +43% |
Questions
How much did First Mid Bancshares's revenue grow year over year in Q3 2026?
First Mid Bancshares's revenue rose $17.3M (+19%) from $89.3M in Q3 2025 to $107M in Q3 2026.
What drove First Mid Bancshares's revenue change in Q3 2026?
Net interest income +$13.0M (+20%); Noninterest income +$4.3M (+19%).