Filing Flows › First Mid Bancshares (FMBH) › How it makes money
How First Mid Bancshares (FMBH) makes money
First Mid Bancshares (FMBH) made $107M of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Net interest income brought in $79.4M (74%); Noninterest income brought in $27.2M (26%). Of every dollar of revenue, 39¢ was left as operating profit, 31¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $79.4M | 74.5% | -0.4% | +20% |
| Noninterest income | $27.2M | 25.5% | -6% | +19% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $107M | 100.0% |
| Operating profit | $41.9M | 39.3% |
| Income tax | $8.6M | 8.1% |
| Net earnings | $33.3M | 31.2% |
| Operating cash flow | $47.3M | 44.4% |
| Free cash flow | $45.8M | 42.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $107M | +19% |
From First Mid Bancshares' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Mid Bancshares make money?
First Mid Bancshares (FMBH) made $107M of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Net interest income brought in $79.4M (74%); Noninterest income brought in $27.2M (26%). Of every dollar of revenue, 39¢ was left as operating profit, 31¢ was left as net earnings.
What is First Mid Bancshares' biggest business?
Net interest income: $79.4M in the third quarter 2026, 74% of revenue, +20% from a year earlier.
What is First Mid Bancshares' profit margin?
Net earnings were $33.3M, 31.2% of revenue, in the third quarter 2026; the operating margin was 39.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.