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FNB (FNB) stock forecast and fair value

FNB (FNB) trades at $18.45. 9 analysts' median price target is $21.00 (+14%), from $19.00 to $22.00. Across 14 valuation methods the middle fair value is $20.37 (+10%).

Price$18.45
Median target$21.00
Fair value, middle$20.37
EPS beat rate50%
FNB fair value by method (price $18.45)FNB fair value by method (price $18.45)low – highpoint estimateP/E vs peers$20.37P/E vs peers, weighted$22.56P/E vs peers, matched$20.32Residual income$18.52P/TBV vs ROTCE (bank peers)$20.68Analysts' price targets$20.33Shareholder yield (dividends + buyb…$8.76Justified P/TBV (Gordon growth)$20.82Dividend discount (Gordon)$8.66Stage-weighted value (financial (ba…$18.34

Fair value by method

MethodLowPointHighvs price
P/E vs peers$18.84$20.37$23.74+10%
P/E vs peers, weighted$20.15$22.56$23.95+22%
P/E vs peers, matched$18.08$20.32$23.42+10%
Residual income$17.86$18.52$19.21+0.4%
P/TBV vs ROTCE (bank peers)$15.75$20.68$25.60+12%
Analysts' price targets$19.00$20.33$22.00+10%
Shareholder yield (dividends + buybacks)$7.71$8.76$10.13-53%
Justified P/TBV (Gordon growth)$17.79$20.82$25.08+13%
Dividend discount (Gordon)$7.41$8.66$10.44-53%
Stage-weighted value (financial (bank / insurer))$15.85$18.34$21.33-0.6%

FNB's latest quarter

FNB, Q3 2026: revenue $469M (+3% year over year), operating margin 41.2%, net earnings $153M, operating cash flow $291M. The chart follows the revenue to costs, profit and cash.

Questions

What is the price target for FNB stock?

The median of 9 analysts' 12-month targets is $21.00, +14% from $18.45; the range is $19.00 to $22.00. The average rating is buy.

What is FNB's fair value?

The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $8.08 and $39.10, with a middle value of $20.37 against a price of $18.45. Each method's assumptions are on the page.

Does FNB usually beat earnings estimates?

It beat the consensus EPS estimate in 50% of the quarters on record.

Is FNB stock a buy?

Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.