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Fidelity National Financial (FNF) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 6, 2026

Fidelity National Financial (FNF) reported revenue of $3.6B for the third quarter 2026 (Q3 2026), -11% from a year earlier and -12% from the quarter before. Operating margin was 34.8%, net earnings $633M (17.7% of revenue).

Revenue$3.6B
Year over year-11%
Quarter over quarter-12%
Operating margin34.8%
Net earnings$633M

Fidelity National Financial, Q3 2026: revenue $3.6B (-11% year over year), operating margin 34.8%, net earnings $633M, operating cash flow $1.4B. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$3.6B-12%-11%
Operating profit$1.2B+268%+175%
Net earnings$633M+120%+77%
Operating cash flow$1.4B-24%+8%

What changed

Revenue was $3.6B in Q3 2026, down 11% year over year and down 12% from the previous quarter.

Operating profit was $1.2B, a 34.8% margin (up 23.6 points year over year). Total costs fell 35% while revenue fell 11%. Net earnings were $0.63B, up 77% year over year. The effective tax rate was 31.9%.

Operating cash flow was $1.4B (up 8% year over year), 168% of net income including minority interests. Non-cash charges added back $0.24B of depreciation and amortization and $0.03B of share-based compensation. Working capital and other items added $0.31B.

Questions

What was Fidelity National Financial's revenue in the third quarter 2026?

Fidelity National Financial (FNF) reported revenue of $3.6B for the third quarter 2026 (Q3 2026), -11% from a year earlier and -12% from the quarter before.

Was Fidelity National Financial profitable in the third quarter 2026?

Operating profit was $1.2B (34.8% of revenue) and net earnings $633M.

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Source: Fidelity National Financial 10-Q on SEC EDGAR.