Filing Flows

Filing Flows › Companies › First Bancorp › Cash flow

First Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$9.5M in Q3 2026 · $32.6M over twelve months

Operating cash flow$9.6M
Capital spending−$75K
Free cash flow+$9.5M
Cash / net income0.9×

Analysis

In Q3 2026, First Bancorp generated $9.6M of operating cash flow and spent $75K on capital projects, leaving free cash flow of $9.5M. That is $3.1M less than in Q3 2025 ($12.6M).

Over the twelve months to Sep 30, 2026, operating cash flow was $34.8M; the largest uses were other investing ($57.0M), dividends ($16.8M), capital spending ($2.2M); besides operations, cash came from other financing ($24.1M), net borrowing (+) / repaid (−) ($16.9M); the cash balance rose by $511K.

Operating cash flow was $9.6M against net income of $10.7M — 0.9× profit, roughly in line with earnings. The largest differences: prepaid and other assets −$6.1M, other liabilities +$2.9M, depreciation & amortization +$528K.

Free cash flow

First Bancorp: free cash flow by quarterFirst Bancorp: free cash flow by quarter$10.4MQ4 2024$828KQ1 2025$7.2MQ2 2025$12.6MQ3 2025$13.9MQ4 2025$22.2MQ1 2026−$13.2MQ2 2026$9.5MQ3 2026
Operating cash flow less capital spending.
First Bancorp: operating cash flow against capital spendingFirst Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$11.4M$979KQ4 2024$2.2M$1.4MQ1 2025$7.4M$135KQ2 2025$12.9M$299KQ3 2025$15.4M$1.4MQ4 2025$22.8M$526KQ1 2026−$13.0M$189KQ2 2026$9.6M$75KQ3 2026
Latest (Q3 2026): Operating cash flow $9.6M, Capital spending $75K.

Capital allocation, year by year

First Bancorp: where the cash came from (up) and went (down), by fiscal yearFirst Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $56.7MFY2021: Net borrowing −$126MFY2021: Shares issued $689KFY2021: Asset sales $3KFY2021: Capital spending −$3.8MFY2021: Buybacks −$253KFY2021: Dividends −$13.9M$57.4MFY2021FY2022: Operating cash flow $41.2MFY2022: Net borrowing $22.1MFY2022: Shares issued $796KFY2022: Asset sales $38KFY2022: Capital spending −$1.4MFY2022: Buybacks −$277KFY2022: Dividends −$14.8M$64.2MFY2022FY2023: Operating cash flow $36.9MFY2023: Net borrowing −$33.7MFY2023: Shares issued $817KFY2023: Asset sales $3KFY2023: Capital spending −$2.6MFY2023: Buybacks −$250KFY2023: Dividends −$15.4M$37.7MFY2023FY2024: Operating cash flow $26.0MFY2024: Net borrowing −$18.4MFY2024: Shares issued $867KFY2024: Asset sales $4KFY2024: Capital spending −$1.5MFY2024: Buybacks −$212KFY2024: Dividends −$15.8M$26.9MFY2024FY2025: Operating cash flow $37.8MFY2025: Net borrowing $41.0MFY2025: Shares issued $916KFY2025: Asset sales $22KFY2025: Capital spending −$3.2MFY2025: Buybacks −$282KFY2025: Dividends −$16.3M$79.8MFY2025
Over these 5 years operating cash flow totalled $199M; the largest uses were net borrowing ($178M) and dividends ($76.3M). Cash-flow statements as filed.

Where the cash came from and went

First Bancorp: sources (+) and uses (−) of cash, Q3 2026First Bancorp: sources (+) and uses (−) of cash, Q3 2026Other financing$107MNet borrowing (+) / repaid (−)−$69.2MOther investing−$40.9MOperating cash flow$9.6MDividends−$4.3MCash drawn (+) / kept (−)−$2.4MShares issued$265KCapital spending−$75KBuybacks−$27KAsset & business sales$7K
First Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026First Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$57.0MOperating cash flow$34.8MOther financing$24.1MNet borrowing (+) / repaid (−)$16.9MDividends−$16.8MCapital spending−$2.2MShares issued$1.0MCash drawn (+) / kept (−)−$511KBuybacks−$324KAsset & business sales$7K

From profit to cash

First Bancorp: net income to operating cash flow, Q3 2026First Bancorp: net income to operating cash flow, Q3 2026Net income$10.7MDepreciation & amortization$528KStock-based pay$233KDeferred taxes−$125KGains on disposals−$7KPrepaid and other assets−$6.1MOther liabilities$2.9MOperating cash flow$9.6M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$9.6M−$75K−$27K−$4.3M−$69.2M$265K−$2.4M$9.5M
Q2 2026−$13.0M−$189K−$21K−$4.3M$43.3M$268K−$6.2M−$13.2M
Q1 2026$22.8M−$526K−$278K−$4.0M$8.0M$236K$4.2M$22.2M
Q4 2025$15.4M−$1.4M$2K−$4.2M$34.9M$236K$3.8M$13.9M
Q3 2025$12.9M−$299K−$9K−$4.1M−$43.7M$227K−$4.2M$12.6M
Q2 2025$7.4M−$135K$2K−$4.1M−$14.3M$228K−$928K$7.2M
Q1 2025$2.2M−$1.4M−$277K−$3.9M$64.2M$225K$1.2M$828K
Q4 2024$11.4M−$979K—−$3.9M−$4.7M$229K$7.5M$10.4M

First Bancorp: income statement and cash flow

First Bancorp, Q3 2026: revenue $27.5M (+12% year over year), operating margin 47.1%. The chart follows the revenue to costs, profit and cash.

First Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.