Filing Flows › First Northern Community Bancorp (FNRN) › How it makes money
How First Northern Community Bancorp (FNRN) makes money
First Northern Community Bancorp (FNRN) made $21.0M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $19.4M (92%); Noninterest income brought in $1.6M (8%). Of every dollar of revenue, 40¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $19.4M | 92.2% | +14% | +15% |
| Noninterest income | $1.6M | 7.8% | -7% | -1% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $21.0M | 100.0% |
| Operating profit | $8.3M | 39.5% |
| Income tax | $2.1M | 10.0% |
| Net earnings | $6.2M | 29.5% |
| Operating cash flow | $4.7M | 22.2% |
| Free cash flow | $3.9M | 18.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $21.0M | +14% |
From First Northern Community Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Northern Community Bancorp make money?
First Northern Community Bancorp (FNRN) made $21.0M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $19.4M (92%); Noninterest income brought in $1.6M (8%). Of every dollar of revenue, 40¢ was left as operating profit, 30¢ was left as net earnings.
What is First Northern Community Bancorp's biggest business?
Net interest income: $19.4M in the third quarter 2026, 92% of revenue, +15% from a year earlier.
What is First Northern Community Bancorp's profit margin?
Net earnings were $6.2M, 29.5% of revenue, in the third quarter 2026; the operating margin was 39.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.