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First Northwest Bancorp (FNWB) guidance and outlook
First Northwest Bancorp (FNWB) gave its guidance on Oct 29, 2026: Interest expense $17.3M for . First Northwest Bancorp's 10-Q filed Nov 5, 2026 makes 8 forward-looking statements.
Guidance and outlook
Latest guidance
| Metric | Period | Range | Change |
|---|---|---|---|
| Interest expense | $17.3M | new |
From the earnings release filed Oct 29, 2026 (8-K on EDGAR).
Forward-looking statements, 10-Q filed Nov 5, 2026
- If prevailing market interest rates fall, we expect prepayments to accelerate due to the current coupons of fixed rate bonds.
- We anticipate the investment portfolio will continue to provide supplemental interest income and act as a source of liquidity.
- All construction projects are monitored by either a third-party firm or our internal construction administration team.
- We will continue to evaluate lending strategies across our product lines and markets, including opportunities to supplement organic growth through wholesale acquisitions, with the objective of enhancing earnings while prudently managing credit risk.
- We believe the ACLL is adequate to cover current expected credit losses in the loan portfolio as of September 30, 2026.
- Management regularly adjusts investments in liquid assets based upon an assessment of expected loan demand, expected deposit flows, yields available on interest-earning deposits and securities, and the objectives of our liquidity management, interest-rate risk and investment policies.
- If these maturing deposits are not renewed, we will seek other sources of funds, including other CDs, non-maturity deposits, and borrowings.
- We estimate that 22-27% of our customer deposit balances are over the $250,000 FDIC insurance limit, representing less than 5% of deposit customers.
First Northwest Bancorp's latest quarter
First Northwest Bancorp, Q3 2026: revenue $16.5M (-0.5% year over year), operating margin -9.5%, net loss $743K, operating cash flow −$6.8M. The chart follows the revenue to costs, profit and cash.
Questions
Did First Northwest Bancorp raise or lower its guidance?
First Northwest Bancorp (FNWB) gave its guidance on Oct 29, 2026: Interest expense $17.3M for .
What does First Northwest Bancorp expect?
If prevailing market interest rates fall, we expect prepayments to accelerate due to the current coupons of fixed rate bonds. We anticipate the investment portfolio will continue to provide supplemental interest income and act as a source of liquidity. All construction projects are monitored by either a third-party firm or our internal construction administration team.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.