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Foxo Technologies (FOXO) Q3 2025 earnings results (third quarter 2025)

10-Q filed Nov 10, 2025

Foxo Technologies (FOXO) reported revenue of $3.5M for the third quarter 2025 (Q3 2025), +197% from a year earlier and -32% from the quarter before. Operating margin was -24.2%, net loss $1.9M (53.0% of revenue).

Revenue$3.5M
Year over year+197%
Quarter over quarter-32%
Operating margin-24.2%
Net earnings−$1.9M

Foxo Technologies, Q3 2025: revenue $3.5M (+196% year over year), operating margin -24.2%, net loss $1.9M, operating cash flow −$45K. The chart follows the revenue to costs, profit and cash.

Q3 2025AmountQ/QY/Y
Revenue$3.5M-32%+197%
Operating profit−$860K-252%—
Net earnings−$1.9M——
Operating cash flow−$45K——

What changed

Revenue was $3.5M in Q3 2025, up 197% year over year and down 32% from the previous quarter. Health Cares was the largest line at 99% of revenue. Health Cares added $2.3M year over year (up 195%), 99% of the total change. Labs declined 6%.

Operating costs exceeded revenue by $860K, an operating margin of -24.2%. Total costs grew 100% against revenue growth of 197%. The fastest-growing cost line was Other operating costs (+337%). The quarter ended with a net loss of $1.9M, wider than the previous quarter's $526K loss. Net interest and other expense of $1.0M was the main reason.

Operating cash flow was −$45K. Non-cash charges added back $143K of depreciation and amortization. Working capital and other items added $1.7M.

Questions

What was Foxo Technologies' revenue in the third quarter 2025?

Foxo Technologies (FOXO) reported revenue of $3.5M for the third quarter 2025 (Q3 2025), +197% from a year earlier and -32% from the quarter before.

Was Foxo Technologies profitable in the third quarter 2025?

Operating loss was $860K (-24.2% of revenue) and net loss $1.9M.

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Source: Foxo Technologies 10-Q on SEC EDGAR.