Filing Flows › Five Star Bancorp (FSBC) › How it makes money
How Five Star Bancorp (FSBC) makes money
Five Star Bancorp (FSBC) made $52.6M of revenue in the third quarter 2026 (Q3 2026), +27% from a year earlier. Net interest income brought in $50.9M (97%); Noninterest income brought in $1.7M (3%). Of every dollar of revenue, 56¢ was left as operating profit, 42¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $50.9M | 96.8% | +11% | +29% |
| Noninterest income | $1.7M | 3.2% | -10% | -14% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $52.6M | 100.0% |
| Operating profit | $29.5M | 56.1% |
| Income tax | $7.6M | 14.5% |
| Net earnings | $21.9M | 41.6% |
| Operating cash flow | $26.6M | 50.5% |
| Free cash flow | $26.1M | 49.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $52.6M | +27% |
From Five Star Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does Five Star Bancorp make money?
Five Star Bancorp (FSBC) made $52.6M of revenue in the third quarter 2026 (Q3 2026), +27% from a year earlier. Net interest income brought in $50.9M (97%); Noninterest income brought in $1.7M (3%). Of every dollar of revenue, 56¢ was left as operating profit, 42¢ was left as net earnings.
What is Five Star Bancorp's biggest business?
Net interest income: $50.9M in the third quarter 2026, 97% of revenue, +29% from a year earlier.
What is Five Star Bancorp's profit margin?
Net earnings were $21.9M, 41.6% of revenue, in the third quarter 2026; the operating margin was 56.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.