Filing Flows › First United (FUNC) › How it makes money
How First United (FUNC) makes money
First United (FUNC) made $25.2M of revenue in the third quarter 2026 (Q3 2026), +11% from a year earlier. Net interest income brought in $19.6M (78%); Noninterest income brought in $5.6M (22%). Of every dollar of revenue, 38¢ was left as operating profit, 28¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $19.6M | 77.8% | +6% | +13% |
| Noninterest income | $5.6M | 22.2% | +5% | +5% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $25.2M | 100.0% |
| Operating profit | $9.5M | 37.6% |
| Income tax | $2.3M | 9.1% |
| Net earnings | $7.2M | 28.5% |
| Operating cash flow | $4.8M | 19.1% |
| Free cash flow | $4.6M | 18.1% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $25.2M | +11% |
From First United's 10-Q filed Nov 3, 2026 (on EDGAR).
Questions
How does First United make money?
First United (FUNC) made $25.2M of revenue in the third quarter 2026 (Q3 2026), +11% from a year earlier. Net interest income brought in $19.6M (78%); Noninterest income brought in $5.6M (22%). Of every dollar of revenue, 38¢ was left as operating profit, 28¢ was left as net earnings.
What is First United's biggest business?
Net interest income: $19.6M in the third quarter 2026, 78% of revenue, +13% from a year earlier.
What is First United's profit margin?
Net earnings were $7.2M, 28.5% of revenue, in the third quarter 2026; the operating margin was 37.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.