Filing Flows › First US Bancshares (FUSB) › Q2 2025
First US Bancshares (FUSB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 7, 2025
First US Bancshares (FUSB) reported revenue of $10.3M for the second quarter 2025 (Q2 2025), +3% from a year earlier and +6% from the quarter before. Operating margin was 1.6%, net earnings $155K (1.5% of revenue).
First US Bancshares, Q2 2025: revenue $10.3M (+3% year over year), operating margin 1.6%, net earnings $155K, operating cash flow $3.9M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $10.3M | +6% | +3% |
| Operating profit | $164K | -93% | -94% |
| Net earnings | $155K | -91% | -93% |
| Operating cash flow | $3.9M | +122% | +53% |
| Free cash flow | $1.6M | -2% | -30% |
What changed
Revenue was $10.3M in Q2 2025, up 3% year over year and up 6% from the previous quarter.
Operating profit was $164K, a 1.6% margin (down 25.8 points year over year). Operating profit fell $2.6M even though revenue rose $314K versus a year earlier, so costs grew faster than sales. Total costs grew 40% against revenue growth of 3%. Net earnings were $155K, down 93% year over year. The effective tax rate was 5.5%.
Operating cash flow was $3.9M (up 53% year over year), 2515% of net earnings. Non-cash charges added back $209K of share-based compensation. Working capital and other items added $3.5M. Capital expenditures of $2.3M left free cash flow of $1.6M.
Questions
What was First US Bancshares' revenue in the second quarter 2025?
First US Bancshares (FUSB) reported revenue of $10.3M for the second quarter 2025 (Q2 2025), +3% from a year earlier and +6% from the quarter before.
Was First US Bancshares profitable in the second quarter 2025?
Operating profit was $164K (1.6% of revenue) and net earnings $155K.