Filing Flows › First US Bancshares (FUSB) › Q4 2025
First US Bancshares (FUSB) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 12, 2026
First US Bancshares (FUSB) reported revenue of $10.4M for the fourth quarter 2025 (Q4 2025), +7% from a year earlier and -1% from the quarter before. Operating margin was 28.1%, net earnings $2.1M (20.4% of revenue).
First US Bancshares, Q4 2025: revenue $10.4M (+7% year over year), operating margin 28.1%, net earnings $2.1M, operating cash flow $2.4M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $10.4M | -1% | +7% |
| Operating profit | $2.9M | +16% | +27% |
| Net earnings | $2.1M | +10% | +24% |
| Operating cash flow | $2.4M | -42% | -0.2% |
| Free cash flow | $2.1M | -40% | -1% |
What changed
Revenue was $10.4M in Q4 2025, up 7% year over year and down 1% from the previous quarter.
Operating profit was $2.9M, a 28.1% margin (up 4.3 points year over year). Of the extra revenue versus a year earlier, 89% reached operating profit, above the 24% margin then. Total costs grew 1% against revenue growth of 7%. Net earnings were $2.1M, up 24% year over year. The effective tax rate was 27.3%.
Operating cash flow was $2.4M (roughly flat year over year), 115% of net earnings. Non-cash charges added back $178K of share-based compensation. Working capital and other items added $138K. Capital expenditures of $296K left free cash flow of $2.1M.
Questions
What was First US Bancshares' revenue in the fourth quarter 2025?
First US Bancshares (FUSB) reported revenue of $10.4M for the fourth quarter 2025 (Q4 2025), +7% from a year earlier and -1% from the quarter before.
Was First US Bancshares profitable in the fourth quarter 2025?
Operating profit was $2.9M (28.1% of revenue) and net earnings $2.1M.