Filing Flows › FVCBankcorp (FVCB) › Q2 2025
FVCBankcorp (FVCB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 13, 2025
FVCBankcorp (FVCB) reported revenue of $16.8M for the second quarter 2025 (Q2 2025), +15% from a year earlier and +7% from the quarter before. Operating margin was 43.0%, net earnings $5.7M (33.7% of revenue).
FVCBankcorp, Q2 2025: revenue $16.8M (+15% year over year), operating margin 43.0%, net earnings $5.7M, operating cash flow $3.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $16.8M | +7% | +15% |
| Operating profit | $7.2M | +13% | +35% |
| Net earnings | $5.7M | +10% | +36% |
| Operating cash flow | $3.3M | -39% | +112% |
| Free cash flow | $3.3M | -39% | +118% |
What changed
Revenue was $16.8M in Q2 2025, up 15% year over year and up 7% from the previous quarter.
Operating profit was $7.2M, a 43.0% margin (up 6.5 points year over year). Of the extra revenue versus a year earlier, 86% reached operating profit, above the 37% margin then. Total costs grew 3% against revenue growth of 15%. Net earnings were $5.7M, up 36% year over year. The effective tax rate was 21.7%.
Operating cash flow was $3.3M (up 112% year over year), 58% of net earnings. Non-cash charges added back $86K of depreciation and amortization and $214K of share-based compensation. Working capital and other items used $2.7M. Capital expenditures of $13K left free cash flow of $3.3M.
Questions
What was FVCBankcorp's revenue in the second quarter 2025?
FVCBankcorp (FVCB) reported revenue of $16.8M for the second quarter 2025 (Q2 2025), +15% from a year earlier and +7% from the quarter before.
Was FVCBankcorp profitable in the second quarter 2025?
Operating profit was $7.2M (43.0% of revenue) and net earnings $5.7M.
Source: FVCBankcorp 10-Q on SEC EDGAR.