Filing Flows › First National (FXNC) › Q2 2026 › vs Q2 2025
First National (FXNC) Q2 2026 vs Q2 2025 (year over year)
First National's revenue rose $1.6M (+7%) from $22.4M in Q2 2025 to $24.0M in Q2 2026. Operating margin 29.7% against 28.2% (+1.5 pts).
First National, Q2 2026: revenue $24.0M (+7% year over year), operating margin 29.7%, net earnings $5.7M, operating cash flow $6.9M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 29.7% | 28.2% | +1.5 pts |
| Net margin | 23.9% | 22.5% | +1.4 pts |
| Free cash flow margin | 27.1% | 18.3% | +8.8 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $24.0M | $22.4M | $1.6M | +7% |
| Operating profit | $7.1M | $6.3M | $801K | +13% |
| Costs & expenses | $16.9M | $16.1M | $761K | +5% |
| Pre-tax earnings | $7.1M | $6.3M | $801K | +13% |
| Credit loss provision | $426K | $911K | −$485K | -53% |
| Noninterest expense | $16.4M | $15.2M | $1.2M | +8% |
| Net earnings | $5.7M | $5.1M | $692K | +14% |
| Income tax | $1.4M | $1.3M | $109K | +8% |
| Depreciation & amortization | $732K | $675K | $57K | +8% |
| Share-based compensation | $221K | $180K | $41K | +23% |
| Working capital & other | $235K | −$1.2M | $1.4M | — |
| Operating cash flow | $6.9M | $4.7M | $2.2M | +47% |
| Free cash flow (OCF − capex) | $6.5M | $4.1M | $2.4M | +58% |
| Capital expenditures | $426K | $588K | −$162K | -28% |
Questions
How much did First National's revenue grow year over year in Q2 2026?
First National's revenue rose $1.6M (+7%) from $22.4M in Q2 2025 to $24.0M in Q2 2026. Operating margin 29.7% against 28.2% (+1.5 pts).