Filing Flows › German American Bancorp (GABC) › Q2 2026 › vs Q2 2025
German American Bancorp (GABC) Q2 2026 vs Q2 2025 (year over year)
German American Bancorp's revenue rose $3.8M (+3%) from $123M in Q2 2025 to $127M in Q2 2026. Operating margin 37.9% against 31.8% (+6.1 pts).
German American Bancorp, Q2 2026: revenue $127M (+3% year over year), operating margin 37.9%, net earnings $38.2M, operating cash flow $58.1M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.9% | 31.8% | +6.1 pts |
| Net margin | 30.1% | 25.5% | +4.6 pts |
| Free cash flow margin | 43.5% | 21.2% | +22.3 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $127M | $123M | $3.8M | +3% |
| Operating profit | $48.1M | $39.2M | $8.9M | +23% |
| Costs & expenses | $78.9M | $84.0M | −$5.1M | -6% |
| Pre-tax earnings | $48.1M | $39.2M | $8.9M | +23% |
| Sales & marketing | $1.2M | $1.3M | −$60K | -5% |
| Other operating costs | $77.6M | $82.7M | −$5.1M | -6% |
| Net earnings | $38.2M | $31.4M | $6.8M | +22% |
| Income tax | $9.9M | $7.8M | $2.1M | +27% |
| Depreciation & amortization | $4.8M | $4.8M | −$35K | -0.7% |
| Share-based compensation | $819K | $799K | $20K | +3% |
| Working capital & other | $14.4M | −$10.0M | $24.4M | — |
| Operating cash flow | $58.1M | $26.9M | $31.2M | +116% |
| Free cash flow (OCF − capex) | $55.3M | $26.2M | $29.1M | +111% |
| Capital expenditures | $2.9M | $751K | $2.1M | +280% |
Questions
How much did German American Bancorp's revenue grow year over year in Q2 2026?
German American Bancorp's revenue rose $3.8M (+3%) from $123M in Q2 2025 to $127M in Q2 2026. Operating margin 37.9% against 31.8% (+6.1 pts).