Filing Flows › German American Bancorp (GABC) › Q3 2026 › vs Q2 2026
German American Bancorp (GABC) Q3 2026 vs Q2 2026 (quarter over quarter)
German American Bancorp's revenue rose $2.6M (+2%) from $127M in Q2 2026 to $130M in Q3 2026. Operating margin 37.5% against 37.9% (-0.3 pts).
German American Bancorp, Q3 2026: revenue $130M (+2% year over year), operating margin 37.5%, net earnings $38.6M, operating cash flow $33.3M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 37.5% | 37.9% | -0.3 pts |
| Net margin | 29.8% | 30.1% | -0.2 pts |
| Free cash flow margin | 24.3% | 43.5% | -19.3 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $130M | $127M | $2.6M | +2% |
| Operating profit | $48.6M | $48.1M | $537K | +1% |
| Costs & expenses | $80.9M | $78.9M | $2.1M | +3% |
| Pre-tax earnings | $48.6M | $48.1M | $537K | +1% |
| Sales & marketing | $1.7M | $1.2M | $490K | +40% |
| Other operating costs | $79.2M | $77.6M | $1.6M | +2% |
| Net earnings | $38.6M | $38.2M | $465K | +1% |
| Income tax | $10.0M | $9.9M | $72K | +0.7% |
| Depreciation & amortization | $4.7M | $4.8M | −$103K | -2% |
| Share-based compensation | $854K | $819K | $35K | +4% |
| Working capital & other | $10.9M | −$14.4M | $25.2M | — |
| Operating cash flow | $33.3M | $58.1M | −$24.8M | -43% |
| Free cash flow (OCF − capex) | $31.4M | $55.3M | −$23.8M | -43% |
| Capital expenditures | $1.8M | $2.9M | −$1.0M | -36% |
Questions
How much did German American Bancorp's revenue grow quarter over quarter in Q3 2026?
German American Bancorp's revenue rose $2.6M (+2%) from $127M in Q2 2026 to $130M in Q3 2026. Operating margin 37.5% against 37.9% (-0.3 pts).