Filing Flows › German American Bancorp (GABC) › How it makes money
How German American Bancorp (GABC) makes money
German American Bancorp (GABC) made $130M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $130M | 100.0% |
| Operating profit | $48.6M | 37.5% |
| Income tax | $10.0M | 7.7% |
| Net earnings | $38.6M | 29.8% |
| Operating cash flow | $33.3M | 25.7% |
| Free cash flow | $31.4M | 24.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $130M | +2% |
| Q2 2026 | $127M | +3% |
| Q1 2026 | $123M | +11% |
| Q4 2025 | $127M | +40% |
| Q3 2025 | $127M | +43% |
| Q2 2025 | $123M | +36% |
| Q1 2025 | $111M | +32% |
From German American Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does German American Bancorp make money?
German American Bancorp (GABC) made $130M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.
What is German American Bancorp's profit margin?
Net earnings were $38.6M, 29.8% of revenue, in the third quarter 2026; the operating margin was 37.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.