Filing Flows

Filing Flows › Companies › Glacier Bancorp › Cash flow

Glacier Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$150M in Q3 2026 · $452M over twelve months

Operating cash flow$162M
Capital spending−$11.8M
Free cash flow+$150M
Cash / net income1.5×

Analysis

In Q3 2026, Glacier Bancorp generated $162M of operating cash flow and spent $11.8M on capital projects, leaving free cash flow of $150M. That is $45.1M more than in Q3 2025 ($105M).

Over the twelve months to Sep 30, 2026, operating cash flow was $494M; the largest uses were other financing ($236M), dividends ($172M), net borrowing (+) / repaid (−) ($69.5M); besides operations, cash came from other investing ($666M), asset & business sales ($8.4M); the cash balance rose by $653M.

Operating cash flow was $162M against net income of $105M — 1.5× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$67.6M, prepaid and other assets −$32.0M, stock-based pay +$2.0M.

Free cash flow

Glacier Bancorp: free cash flow by quarterGlacier Bancorp: free cash flow by quarter$91.3MQ4 2024$46.8MQ1 2025$79.5MQ2 2025$105MQ3 2025$116MQ4 2025$74.3MQ1 2026$112MQ2 2026$150MQ3 2026
Operating cash flow less capital spending.
Glacier Bancorp: operating cash flow against capital spendingGlacier Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$102M$10.7MQ4 2024$52.4M$5.7MQ1 2025$86.0M$6.5MQ2 2025$112M$7.7MQ3 2025$123M$7.0MQ4 2025$87.9M$13.5MQ1 2026$121M$9.1MQ2 2026$162M$11.8MQ3 2026
Latest (Q3 2026): Operating cash flow $162M, Capital spending $11.8M.

Capital allocation, year by year

Glacier Bancorp: where the cash came from (up) and went (down), by fiscal yearGlacier Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsDividendsFY2021: Operating cash flow $572MFY2021: Net borrowing $3.4MFY2021: Shares issued $265KFY2021: Acquisitions $1.6BFY2021: Dividends −$146M$2.2BFY2021FY2022: Operating cash flow $471MFY2022: Net borrowing $1.8BFY2022: Shares issued $140KFY2022: Asset sales $10.5MFY2022: Capital spending −$33.8MFY2022: Dividends −$158M$2.3BFY2022FY2023: Operating cash flow $501MFY2023: Net borrowing $943MFY2023: Shares issued $75KFY2023: Asset sales $251KFY2023: Capital spending −$49.5MFY2023: Dividends −$147M$1.4BFY2023FY2024: Operating cash flow $258MFY2024: Net borrowing −$2.8BFY2024: Shares issued $113KFY2024: Asset sales $14.4MFY2024: Capital spending −$48.3MFY2024: Dividends −$150M$273MFY2024FY2025: Operating cash flow $374MFY2025: Net borrowing −$72.6MFY2025: Shares issued $1.1MFY2025: Asset sales $5.3MFY2025: Capital spending −$26.8MFY2025: Dividends −$163M$381MFY2025
Over these 5 years operating cash flow totalled $2.2B; the largest uses were net borrowing ($2.9B) and dividends ($763M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$1.5B
Debtnone
Net cash$1.5B

Glacier Bancorp funds itself: free cash flow was $452M over the last twelve months, with $1.5B of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Glacier Bancorp: sources (+) and uses (−) of cash, Q3 2026Glacier Bancorp: sources (+) and uses (−) of cash, Q3 2026Other financing$621MCash drawn (+) / kept (−)−$450MOther investing−$266MOperating cash flow$162MDividends−$43.0MNet borrowing (+) / repaid (−)−$14.0MCapital spending−$11.8MAsset & business sales$1.9MShares issued$477KTaxes on employees’ shares−$8K
Glacier Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Glacier Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing$666MCash drawn (+) / kept (−)−$653MOperating cash flow$494MOther financing−$236MDividends−$172MNet borrowing (+) / repaid (−)−$69.5MCapital spending−$41.5MAsset & business sales$8.4MShares issued$5.1MTaxes on employees’ shares−$2.4M

From profit to cash

Glacier Bancorp: net income to operating cash flow, Q3 2026Glacier Bancorp: net income to operating cash flow, Q3 2026Net income$105MStock-based pay$2.0MGains on disposals−$844KPrepaid and other assets−$32.0MOther liabilities$67.6MOperating cash flow$162M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$162M−$11.8M−$43.0M−$14.0M$477K−$450M$150M
Q2 2026$121M−$9.1M−$42.9M−$28K$2.1M$329M$112M
Q1 2026$87.9M−$13.5M−$337K−$1.1M$1.4M−$150M$74.3M
Q4 2025$123M−$7.0M−$85.8M−$54.4M$1.1M−$381M$116M
Q3 2025$112M−$7.7M−$39.1M−$3.6M—$61.3M$105M
Q2 2025$86.0M−$6.5M−$37.5M−$13.8M—$66.0M$79.5M
Q1 2025$52.4M−$5.7M−$363K−$822K—−$133M$46.8M
Q4 2024$102M−$10.7M−$74.9M−$883K—$139M$91.3M

Glacier Bancorp: income statement and cash flow

Glacier Bancorp, Q3 2026: revenue $330M (+26% year over year), operating margin 40.3%. The chart follows the revenue to costs, profit and cash.

Glacier Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.