Filing Flows › Glacier Bancorp (GBCI) › Guidance & outlook
Glacier Bancorp (GBCI) guidance and outlook
Glacier Bancorp's 10-Q filed Nov 3, 2026 makes 7 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 3, 2026
- The determination of the ACL on loans and the related provision for credit losses is a critical accounting estimate that involves management’s judgments about the loan portfolio that impact credit losses.
- The Company evaluates the investment grade quality of its securities in accordance with regulatory guidance.
- In addition, the Company determined an insignificant amount of credit losses is expected on the HTM debt securities portfolio; therefore, no ACL has been recognized at September 30, 2026 on either category.
- The ACL methodology is designed to reasonably estimate the expected credit losses within the Company’s loan portfolio.
- The determination of the ACL on loans, including credit loss expense and net charge-offs, is a critical accounting estimate that involves management’s judgments about the loan portfolio that impact credit losses, including the credit risk inherent in the loan portfolio, economic forecasts nationally and in the local markets in which the Company operates, trends and changes in collateral values, delinquencies,…
- The Company does not anticipate any material losses as a result of these transactions.
- Although interest rate risk is inherent in the banking industry, banks are expected to have sound risk management practices in place to measure, monitor and control interest rate exposures.
Glacier Bancorp's latest quarter
Glacier Bancorp, Q3 2026: revenue $330M (+26% year over year), operating margin 40.3%, net earnings $105M, operating cash flow $162M. The chart follows the revenue to costs, profit and cash.
Questions
What does Glacier Bancorp expect?
The determination of the ACL on loans and the related provision for credit losses is a critical accounting estimate that involves management’s judgments about the loan portfolio that impact credit losses. The Company evaluates the investment grade quality of its securities in accordance with regulatory guidance. In addition, the Company determined an insignificant amount of credit losses is expected on the HTM debt securities portfolio; therefore, no ACL has been recognized at September 30, 2026 on either category.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.