Filing Flows › Greene County Bancorp (GCBC) › How it makes money
How Greene County Bancorp (GCBC) makes money
Greene County Bancorp (GCBC) made $24.8M of revenue in the first quarter fiscal 2027 (Q1 FY27), +15% from a year earlier. Net interest income brought in $21.9M (88%); Noninterest income brought in $2.9M (12%). Of every dollar of revenue, 58¢ was left as operating profit, 50¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q1 FY27
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $21.9M | 88.3% | +3% | +25% |
| Noninterest income | $2.9M | 11.7% | -24% | -27% |
Where each dollar of revenue goes
| Line | Q1 FY27 | % of revenue |
|---|---|---|
| Revenue | $24.8M | 100.0% |
| Operating profit | $14.4M | 58.2% |
| Income tax | $1.9M | 7.8% |
| Net earnings | $12.5M | 50.4% |
| Operating cash flow | $18.9M | 76.0% |
| Free cash flow | $18.8M | 75.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q1 FY27 | $24.8M | +15% |
From Greene County Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Greene County Bancorp make money?
Greene County Bancorp (GCBC) made $24.8M of revenue in the first quarter fiscal 2027 (Q1 FY27), +15% from a year earlier. Net interest income brought in $21.9M (88%); Noninterest income brought in $2.9M (12%). Of every dollar of revenue, 58¢ was left as operating profit, 50¢ was left as net earnings.
What is Greene County Bancorp's biggest business?
Net interest income: $21.9M in the first quarter fiscal 2027, 88% of revenue, +25% from a year earlier.
What is Greene County Bancorp's profit margin?
Net earnings were $12.5M, 50.4% of revenue, in the first quarter fiscal 2027; the operating margin was 58.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.