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Globe Life (GL) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 4, 2026

Globe Life (GL) reported revenue of $1.6B for the third quarter 2026 (Q3 2026), +5% from a year earlier and -0.2% from the quarter before. Operating margin was 27.6%, net earnings $361M (22.6% of revenue).

Revenue$1.6B
Year over year+5%
Quarter over quarter-0.2%
Operating margin27.6%
Net earnings$361M

Globe Life, Q3 2026: revenue $1.6B (+6% year over year), operating margin 27.6%, net earnings $361M, operating cash flow $326M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$1.6B-0.2%+5%
Operating profit$441M+24%-8%
Net earnings$361M+25%-7%
Operating cash flow$326M+4%+6%
Free cash flow$311M+4%+49%

What changed

Revenue was $1.6B in Q3 2026, up 5% year over year and roughly flat from the previous quarter.

Operating profit was $0.44B, a 27.6% margin (down 3.9 points year over year). Operating profit fell $0.04B even though revenue rose $0.08B versus Q3 2025, so costs grew faster than sales. Total costs grew 11% against revenue growth of 5%. Net earnings were $0.36B, down 7% year over year. The effective tax rate was 18.2%.

Operating cash flow was $0.33B (up 6% year over year), 90% of net earnings. Non-cash charges added back $0.02B of share-based compensation. Working capital and other items used $0.05B. Capital expenditures of $0.01B left free cash flow of $0.31B.

Questions

What was Globe Life's revenue in the third quarter 2026?

Globe Life (GL) reported revenue of $1.6B for the third quarter 2026 (Q3 2026), +5% from a year earlier and -0.2% from the quarter before.

Was Globe Life profitable in the third quarter 2026?

Operating profit was $441M (27.6% of revenue) and net earnings $361M.

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Source: Globe Life 10-Q on SEC EDGAR.