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Genworth Financial cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$100M in Q3 2026 · $443M over twelve months

Operating cash flow$100M
Free cash flow+$100M

Analysis

In Q3 2026, Genworth Financial generated $100M of operating cash flow. That is $13.0M more than in Q3 2025 ($87.0M).

Over the twelve months to Sep 30, 2026, operating cash flow was $443M; the largest uses were buybacks ($306M), partners ($106M), net borrowing (+) / repaid (−) ($43.0M); besides operations, cash came from other financing ($116M), other investing ($67.0M); the cash balance rose by $171M.

Operating cash flow was $100M against net income of −$11.0M. The largest differences: depreciation & amortization +$52.0M, income taxes payable +$47.0M, other liabilities +$27.0M.

Free cash flow

Genworth Financial: free cash flow by quarterGenworth Financial: free cash flow by quarter$27.0MQ4 2024$34.0MQ1 2025$6.0MQ2 2025$87.0MQ3 2025$200MQ4 2025$91.0MQ1 2026$52.0MQ2 2026$100MQ3 2026
Operating cash flow less capital spending.
Genworth Financial: operating cash flow against capital spendingGenworth Financial: operating cash flow against capital spendingOperating cash flowCapital spending$27.0M$0Q4 2024$34.0M$0Q1 2025$6.0M$0Q2 2025$87.0M$0Q3 2025$200M$0Q4 2025$91.0M$0Q1 2026$52.0M$0Q2 2026$100M$0Q3 2026
Latest (Q3 2026): Operating cash flow $100M, Capital spending $0.

Capital allocation, year by year

Genworth Financial: where the cash came from (up) and went (down), by fiscal yearGenworth Financial: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingAsset salesBuybacksFY2021: Operating cash flow $437MFY2021: Net borrowing −$1.5BFY2021: Asset sales $270M$707MFY2021FY2022: Operating cash flow $1.0BFY2022: Net borrowing −$297MFY2022: Buybacks −$64.0M$1.0BFY2022FY2023: Operating cash flow $597MFY2023: Net borrowing −$32.0MFY2023: Buybacks −$296M$597MFY2023FY2024: Operating cash flow $88.0MFY2024: Net borrowing −$74.0MFY2024: Buybacks −$189M$88.0MFY2024FY2025: Operating cash flow $327MFY2025: Net borrowing −$7.0MFY2025: Asset sales $23.0MFY2025: Buybacks −$247M$350MFY2025
Over these 5 years operating cash flow totalled $2.5B; the largest uses were net borrowing ($2.0B) and buybacks ($796M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$2.2B
Debt$1.5B
Net cash$727M

Genworth Financial funds itself: free cash flow was $443M over the last twelve months, and $2.2B of cash and investments stands against $1.5B of debt.

Where the cash came from and went

Genworth Financial: sources (+) and uses (−) of cash, Q3 2026Genworth Financial: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)−$221MOther investing$194MOperating cash flow$100MBuybacks−$80.0MOther financing$56.0MPartners−$28.0MNet borrowing (+) / repaid (−)−$21.0M
Genworth Financial: sources (+) and uses (−) of cash, TTM to Q3 2026Genworth Financial: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$443MBuybacks−$306MCash drawn (+) / kept (−)−$171MOther financing$116MPartners−$106MOther investing$67.0MNet borrowing (+) / repaid (−)−$43.0M

From profit to cash

Genworth Financial: net income to operating cash flow, Q3 2026Genworth Financial: net income to operating cash flow, Q3 2026Net income−$11.0MDepreciation & amortization$52.0MStock-based pay$18.0MDeferred taxes$1.0MGains on investments$11.0MPrepaid and other assets−$12.0MOther liabilities$27.0MIncome taxes payable$47.0MOperating cash flow$100M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowBuybacksNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$100M−$80.0M−$21.0M−$221M$100M
Q2 2026$52.0M−$63.0M−$10.0M$134M$52.0M
Q1 2026$91.0M−$67.0M−$5.0M−$84.0M$91.0M
Q4 2025$200M−$96.0M−$7.0M—$200M
Q3 2025$87.0M−$74.0M—−$239M$87.0M
Q2 2025$6.0M−$32.0M—$94.0M$6.0M
Q1 2025$34.0M−$45.0M—$157M$34.0M
Q4 2024$27.0M−$54.0M−$31.0M$9.0M$27.0M

Genworth Financial: income statement and cash flow

Genworth Financial, Q3 2026: revenue $1.8B (-7% year over year), operating margin -0.1%. The chart follows the revenue to costs, profit and cash.

Genworth Financial: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.