Filing Flows › Genworth Financial (GNW) › Q4 2025
Genworth Financial (GNW) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 27, 2026
Genworth Financial (GNW) reported revenue of $1.8B for the fourth quarter 2025 (Q4 2025), +0.1% from a year earlier and -8% from the quarter before. Operating margin was 1.0%, net earnings $2.0M (0.1% of revenue).
Genworth Financial, Q4 2025: revenue $1.8B (+0.1% year over year), operating margin 1.0%, net earnings $2.0M, operating cash flow $200M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.8B | -8% | +0.1% |
| Operating profit | $18.0M | -89% | -67% |
| Net earnings | $2.0M | -98% | — |
| Operating cash flow | $200M | +130% | +641% |
What changed
Revenue was $1.8B in Q4 2025, roughly flat year over year and down 8% from the previous quarter.
Operating profit was $0.02B, a 1.0% margin (down 2.1 points year over year). Operating profit fell $0.04B even though revenue rose $2.0M versus a year earlier, so costs grew faster than sales. Total costs grew 2% against flat revenue. Net earnings were $2.0M. The effective tax rate was 10.3%. Non-operating items added $0.02B, 54% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $0.20B (up 641% year over year), 571% of net income including minority interests. Non-cash charges added back $0.06B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.09B.
Questions
What was Genworth Financial's revenue in the fourth quarter 2025?
Genworth Financial (GNW) reported revenue of $1.8B for the fourth quarter 2025 (Q4 2025), +0.1% from a year earlier and -8% from the quarter before.
Was Genworth Financial profitable in the fourth quarter 2025?
Operating profit was $18.0M (1.0% of revenue) and net earnings $2.0M.
Source: Genworth Financial 10-K on SEC EDGAR.