Filing Flows › Great Southern Bancorp (GSBC) › Q3 2026
Great Southern Bancorp (GSBC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Great Southern Bancorp (GSBC) reported revenue of $53.7M for the third quarter 2026 (Q3 2026), -7% from a year earlier and -6% from the quarter before. Operating margin was 31.2%, net earnings $14.0M (26.1% of revenue).
Great Southern Bancorp, Q3 2026: revenue $53.7M (-7% year over year), operating margin 31.2%, net earnings $14.0M, operating cash flow $23.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $53.7M | -6% | -7% |
| Operating profit | $16.7M | -10% | -24% |
| Net earnings | $14.0M | -11% | -21% |
| Operating cash flow | $23.9M | +290% | +329% |
| Free cash flow | $22.8M | +741% | +492% |
What changed
Revenue was $53.7M in Q3 2026, down 7% year over year and down 6% from the previous quarter. Net interest income was the largest line at 94% of revenue. Noninterest income lost $3.6M year over year (down 52%), 88% of the total change.
Operating profit was $16.7M, a 31.2% margin (down 7.0 points year over year). Total costs grew 3% against a revenue fall of 7%. Net earnings were $14.0M, down 21% year over year. The effective tax rate was 16.3%.
Operating cash flow was $23.9M (up 329% year over year), 171% of net earnings. Working capital and other items added $9.9M. Capital expenditures of $1.2M left free cash flow of $22.8M.
Questions
What was Great Southern Bancorp's revenue in the third quarter 2026?
Great Southern Bancorp (GSBC) reported revenue of $53.7M for the third quarter 2026 (Q3 2026), -7% from a year earlier and -6% from the quarter before.
Was Great Southern Bancorp profitable in the third quarter 2026?
Operating profit was $16.7M (31.2% of revenue) and net earnings $14.0M.