Filing Flows › Home Bancorp (HBCP) › How it makes money
How Home Bancorp (HBCP) makes money
Home Bancorp (HBCP) made $40.1M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Net interest income brought in $35.9M (90%); Noninterest income brought in $4.2M (10%). Of every dollar of revenue, 32¢ was left as operating profit, 25¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $35.9M | 89.5% | +0.3% | +5% |
| Noninterest income | $4.2M | 10.5% | +7% | +12% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $40.1M | 100.0% |
| Operating profit | $12.8M | 31.8% |
| Income tax | $2.7M | 6.7% |
| Net earnings | $10.1M | 25.2% |
| Operating cash flow | $24.3M | 60.5% |
| Free cash flow | $23.5M | 58.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $40.1M | +6% |
From Home Bancorp's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Home Bancorp make money?
Home Bancorp (HBCP) made $40.1M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Net interest income brought in $35.9M (90%); Noninterest income brought in $4.2M (10%). Of every dollar of revenue, 32¢ was left as operating profit, 25¢ was left as net earnings.
What is Home Bancorp's biggest business?
Net interest income: $35.9M in the third quarter 2026, 90% of revenue, +5% from a year earlier.
What is Home Bancorp's profit margin?
Net earnings were $10.1M, 25.2% of revenue, in the third quarter 2026; the operating margin was 31.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.