Filing Flows › Hills Bancorporation (HBIA) › Q3 2026 › vs Q2 2026
Hills Bancorporation (HBIA) Q3 2026 vs Q2 2026 (quarter over quarter)
Hills Bancorporation's revenue fell $220K (-0.4%) from $55.0M in Q2 2026 to $54.8M in Q3 2026. The biggest changes: Noninterest income −$1.6M (-15%); Net interest income +$1.4M (+3%). Operating margin 54.7% against 60.3% (-5.7 pts).
Hills Bancorporation, Q3 2026: revenue $54.8M (+28% year over year), operating margin 54.7%, net earnings $23.5M, operating cash flow $29.2M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 54.7% | 60.3% | -5.7 pts |
| Net margin | 42.8% | 47.3% | -4.5 pts |
| Free cash flow margin | 50.9% | 39.4% | +11.4 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $45.5M | $44.1M | $1.4M | +3% |
| Noninterest income | $9.3M | $10.9M | −$1.6M | -15% |
| Revenue | $54.8M | $55.0M | −$220K | -0.4% |
| Operating profit | $29.9M | $33.2M | −$3.2M | -10% |
| Costs & expenses | $24.8M | $21.8M | $3.0M | +14% |
| Pre-tax earnings | $29.9M | $33.2M | −$3.2M | -10% |
| Net earnings | $23.5M | $26.0M | −$2.5M | -10% |
| Income tax | $6.5M | $7.2M | −$703K | -10% |
| Depreciation | $698K | $716K | −$18K | -3% |
| Share-based compensation | $17K | $13K | $4K | +31% |
| Working capital & other | $5.0M | −$4.7M | $9.7M | — |
| Operating cash flow | $29.2M | $22.0M | $7.1M | +32% |
| Free cash flow (OCF − capex) | $27.9M | $21.7M | $6.2M | +28% |
| Capital expenditures | $1.3M | $311K | $980K | +315% |
Questions
How much did Hills Bancorporation's revenue grow quarter over quarter in Q3 2026?
Hills Bancorporation's revenue fell $220K (-0.4%) from $55.0M in Q2 2026 to $54.8M in Q3 2026.
What drove Hills Bancorporation's revenue change in Q3 2026?
Noninterest income −$1.6M (-15%); Net interest income +$1.4M (+3%).