Filing Flows › Hills Bancorporation (HBIA) › Q3 2026 › vs Q3 2025
Hills Bancorporation (HBIA) Q3 2026 vs Q3 2025 (year over year)
Hills Bancorporation's revenue rose $12.0M (+28%) from $42.8M in Q3 2025 to $54.8M in Q3 2026. The biggest changes: Net interest income +$7.0M (+18%); Noninterest income +$5.1M (+119%). Operating margin 54.7% against 37.8% (+16.9 pts).
Hills Bancorporation, Q3 2026: revenue $54.8M (+28% year over year), operating margin 54.7%, net earnings $23.5M, operating cash flow $29.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 54.7% | 37.8% | +16.9 pts |
| Net margin | 42.8% | 30.2% | +12.6 pts |
| Free cash flow margin | 50.9% | 51.6% | -0.7 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $45.5M | $38.5M | $7.0M | +18% |
| Noninterest income | $9.3M | $4.2M | $5.1M | +119% |
| Revenue | $54.8M | $42.8M | $12.0M | +28% |
| Operating profit | $29.9M | $16.2M | $13.8M | +85% |
| Costs & expenses | $24.8M | $26.6M | −$1.8M | -7% |
| Pre-tax earnings | $29.9M | $16.2M | $13.8M | +85% |
| Net earnings | $23.5M | $12.9M | $10.6M | +82% |
| Income tax | $6.5M | $3.3M | $3.2M | +99% |
| Depreciation | $698K | $612K | $86K | +14% |
| Share-based compensation | $17K | $12K | $5K | +42% |
| Working capital & other | $5.0M | $9.2M | −$4.2M | -46% |
| Operating cash flow | $29.2M | $22.7M | $6.4M | +28% |
| Free cash flow (OCF − capex) | $27.9M | $22.1M | $5.8M | +26% |
| Capital expenditures | $1.3M | $661K | $630K | +95% |
Questions
How much did Hills Bancorporation's revenue grow year over year in Q3 2026?
Hills Bancorporation's revenue rose $12.0M (+28%) from $42.8M in Q3 2025 to $54.8M in Q3 2026.
What drove Hills Bancorporation's revenue change in Q3 2026?
Net interest income +$7.0M (+18%); Noninterest income +$5.1M (+119%).