Filing Flows › Hills Bancorporation (HBIA) › How it makes money
How Hills Bancorporation (HBIA) makes money
Hills Bancorporation (HBIA) made $54.8M of revenue in the third quarter 2026 (Q3 2026), +28% from a year earlier. Net interest income brought in $45.5M (83%); Noninterest income brought in $9.3M (17%). Of every dollar of revenue, 55¢ was left as operating profit, 43¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $45.5M | 83.0% | +3% | +18% |
| Noninterest income | $9.3M | 17.0% | -15% | +119% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $54.8M | 100.0% |
| Operating profit | $29.9M | 54.7% |
| Income tax | $6.5M | 11.8% |
| Net earnings | $23.5M | 42.8% |
| Operating cash flow | $29.2M | 53.2% |
| Free cash flow | $27.9M | 50.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $54.8M | +28% |
| Q2 2026 | $55.0M | +21% |
| Q1 2026 | $50.3M | +19% |
| Q4 2025 | $43.9M | +27% |
| Q3 2025 | $42.8M | +15% |
| Q2 2025 | $45.6M | +26% |
| Q4 2024 | $34.6M | -1% |
From Hills Bancorporation's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Hills Bancorporation make money?
Hills Bancorporation (HBIA) made $54.8M of revenue in the third quarter 2026 (Q3 2026), +28% from a year earlier. Net interest income brought in $45.5M (83%); Noninterest income brought in $9.3M (17%). Of every dollar of revenue, 55¢ was left as operating profit, 43¢ was left as net earnings.
What is Hills Bancorporation's biggest business?
Net interest income: $45.5M in the third quarter 2026, 83% of revenue, +18% from a year earlier.
What is Hills Bancorporation's profit margin?
Net earnings were $23.5M, 42.8% of revenue, in the third quarter 2026; the operating margin was 54.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.