Filing Flows › HCI Group (HCI) › Q2 2025
HCI Group (HCI) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 8, 2025
HCI Group (HCI) reported revenue of $222M for the second quarter 2025 (Q2 2025), +8% from a year earlier and +3% from the quarter before. Operating margin was 42.5%, net earnings $66.2M (29.8% of revenue).
HCI Group, Q2 2025: revenue $222M (+8% year over year), operating margin 42.5%, net earnings $66.2M, operating cash flow $145M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $222M | +3% | +8% |
| Operating profit | $94.4M | -6% | +24% |
| Net earnings | $66.2M | -5% | +22% |
| Operating cash flow | $145M | -10% | — |
| Free cash flow | $144M | -10% | — |
What changed
Revenue was $221.9M in Q2 2025, up 8% year over year and up 3% from the previous quarter.
Operating profit was $94.4M, a 42.5% margin (up 5.7 points year over year). Of the extra revenue versus a year earlier, 117% reached operating profit, above the 37% margin then. Total costs fell 2% while revenue rose 8%. Net earnings were $66.2M, up 22% year over year. The effective tax rate was 25.5%.
Operating cash flow was $145.0M, 206% of net income including minority interests. Non-cash charges added back $4.5M of depreciation and amortization and $2.7M of share-based compensation. Working capital and other items added $67.5M. Capital expenditures of $522K left free cash flow of $144.5M.
Questions
What was HCI Group's revenue in the second quarter 2025?
HCI Group (HCI) reported revenue of $222M for the second quarter 2025 (Q2 2025), +8% from a year earlier and +3% from the quarter before.
Was HCI Group profitable in the second quarter 2025?
Operating profit was $94.4M (42.5% of revenue) and net earnings $66.2M.
Source: HCI Group 10-Q on SEC EDGAR.