Filing Flows › HCI Group (HCI) › Q3 2026
HCI Group (HCI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
HCI Group (HCI) reported revenue of $245M for the third quarter 2026 (Q3 2026), +13% from a year earlier and -0.7% from the quarter before. Operating margin was 47.5%, net earnings $83.5M (34.1% of revenue).
HCI Group, Q3 2026: revenue $245M (+13% year over year), operating margin 47.5%, net earnings $83.5M, operating cash flow $74.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $245M | -0.7% | +13% |
| Operating profit | $116M | +5% | +28% |
| Net earnings | $83.5M | +13% | +27% |
| Operating cash flow | $74.9M | -40% | +181% |
| Free cash flow | $74.5M | -40% | +188% |
What changed
Revenue was $244.9M in Q3 2026, up 13% year over year and down 1% from the previous quarter.
Operating profit was $116.3M, a 47.5% margin (up 5.6 points year over year). Of the extra revenue versus Q3 2025, 90% reached operating profit, above the 42% margin then. Total costs grew 2% against revenue growth of 13%. Net earnings were $83.5M, up 27% year over year. The effective tax rate was 25.9%.
Operating cash flow was $74.9M (up 181% year over year), 87% of net income including minority interests. Non-cash charges added back $2.1M of depreciation and amortization and $3.3M of share-based compensation. Working capital and other items used $16.8M. Capital expenditures of $410K left free cash flow of $74.5M.
Questions
What was HCI Group's revenue in the third quarter 2026?
HCI Group (HCI) reported revenue of $245M for the third quarter 2026 (Q3 2026), +13% from a year earlier and -0.7% from the quarter before.
Was HCI Group profitable in the third quarter 2026?
Operating profit was $116M (47.5% of revenue) and net earnings $83.5M.
Source: HCI Group 10-Q on SEC EDGAR.