Filing Flows › Horace Mann Educators (HMN) › How it makes money
How Horace Mann Educators (HMN) makes money
Horace Mann Educators (HMN) made $439M of revenue in the third quarter 2026 (Q3 2026), +0.2% from a year earlier. Of every dollar of revenue, 17¢ was left as operating profit, 13¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $439M | 100.0% |
| Operating profit | $72.6M | 16.5% |
| Income tax | $14.1M | 3.2% |
| Net earnings | $58.5M | 13.3% |
| Operating cash flow | $112M | 25.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $439M | +0.2% |
| Q2 2026 | $444M | +8% |
| Q1 2026 | $429M | +3% |
| Q4 2025 | $435M | +6% |
| Q3 2025 | $438M | +6% |
| Q2 2025 | $412M | +6% |
| Q1 2025 | $416M | +8% |
From Horace Mann Educators' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Horace Mann Educators make money?
Horace Mann Educators (HMN) made $439M of revenue in the third quarter 2026 (Q3 2026), +0.2% from a year earlier. Of every dollar of revenue, 17¢ was left as operating profit, 13¢ was left as net earnings.
What is Horace Mann Educators' profit margin?
Net earnings were $58.5M, 13.3% of revenue, in the third quarter 2026; the operating margin was 16.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.