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Home Bancshares cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$160M in Q3 2026 · $478M over twelve months

Operating cash flow$171M
Capital spending−$11.1M
Free cash flow+$160M
Cash / net income1.3×

Analysis

In Q3 2026, Home Bancshares generated $171M of operating cash flow and spent $11.1M on capital projects, leaving free cash flow of $160M. That is $47.8M more than in Q3 2025 ($112M).

Over the twelve months to Sep 30, 2026, operating cash flow was $508M; the largest uses were other financing ($485M), dividends ($171M), buybacks ($109M); besides operations, cash came from other investing ($334M), asset & business sales ($11.6M); the cash balance rose by $58.1M.

Operating cash flow was $171M against net income of $129M — 1.3× profit, cash ran ahead of reported earnings. The largest differences: prepaid and other assets +$8.7M, depreciation & amortization +$5.8M, other liabilities +$5.0M.

Free cash flow

Home Bancshares: free cash flow by quarterHome Bancshares: free cash flow by quarter$60.9MQ4 2024$110MQ1 2025$70.4MQ2 2025$112MQ3 2025$84.2MQ4 2025$139MQ1 2026$94.1MQ2 2026$160MQ3 2026
Operating cash flow less capital spending.
Home Bancshares: operating cash flow against capital spendingHome Bancshares: operating cash flow against capital spendingOperating cash flowCapital spending$75.1M$14.3MQ4 2024$117M$6.9MQ1 2025$78.4M$8.0MQ2 2025$115M$2.9MQ3 2025$88.7M$4.5MQ4 2025$151M$11.6MQ1 2026$97.4M$3.3MQ2 2026$171M$11.1MQ3 2026
Latest (Q3 2026): Operating cash flow $171M, Capital spending $11.1M.

Capital allocation, year by year

Home Bancshares: where the cash came from (up) and went (down), by fiscal yearHome Bancshares: where the cash came from (up) and went (down), by fiscal yearOperating cash flowShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $389MFY2021: Shares issued $2.4MFY2021: Capital spending −$10.3MFY2021: Buybacks −$44.5MFY2021: Dividends −$92.1M$392MFY2021FY2022: Operating cash flow $413MFY2022: Shares issued $156KFY2022: Asset sales $10.6MFY2022: Capital spending −$19.6MFY2022: Acquisitions $859MFY2022: Buybacks −$70.9MFY2022: Dividends −$128M$1.3BFY2022FY2023: Operating cash flow $380MFY2023: Shares issued $802KFY2023: Asset sales $13.9MFY2023: Capital spending −$22.5MFY2023: Buybacks −$48.8MFY2023: Dividends −$146M$394MFY2023FY2024: Operating cash flow $461MFY2024: Shares issued $2.0MFY2024: Asset sales $26.3MFY2024: Capital spending −$38.5MFY2024: Buybacks −$86.5MFY2024: Dividends −$150M$489MFY2024FY2025: Operating cash flow $399MFY2025: Shares issued $602KFY2025: Asset sales $18.8MFY2025: Capital spending −$22.3MFY2025: Buybacks −$82.2MFY2025: Dividends −$159M$419MFY2025
Over these 5 years operating cash flow totalled $2.0B; the largest uses were dividends ($675M) and buybacks ($333M). Cash-flow statements as filed.

Where the cash came from and went

Home Bancshares: sources (+) and uses (−) of cash, Q3 2026Home Bancshares: sources (+) and uses (−) of cash, Q3 2026Other financing−$555MOther investing$283MCash drawn (+) / kept (−)$193MOperating cash flow$171MDividends−$46.0MBuybacks−$39.7MCapital spending−$11.1MAsset & business sales$4.7M
Home Bancshares: sources (+) and uses (−) of cash, TTM to Q3 2026Home Bancshares: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$508MOther financing−$485MOther investing$334MDividends−$171MBuybacks−$109MCash drawn (+) / kept (−)−$58.1MCapital spending−$30.5MAsset & business sales$11.6M

From profit to cash

Home Bancshares: net income to operating cash flow, Q3 2026Home Bancshares: net income to operating cash flow, Q3 2026Net income$129MDepreciation & amortization$5.8MStock-based pay$3.4MDeferred taxes$3.1MGains on disposals−$1.6MPrepaid and other assets$8.7MOther liabilities$5.0MOperating cash flow$171M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$171M−$11.1M−$39.7M−$46.0M—$193M$160M
Q2 2026$97.4M−$3.3M−$40.8M−$42.3M—$59.4M$94.1M
Q1 2026$151M−$11.6M−$13.9M−$41.3M—−$445M$139M
Q4 2025$88.7M−$4.5M−$14.9M−$41.3M—$134M$84.2M
Q3 2025$115M−$2.9M−$10.0M−$39.4M—$300M$112M
Q2 2025$78.4M−$8.0M−$27.5M−$39.5M$75K$195M$70.4M
Q1 2025$117M−$6.9M−$29.8M−$38.8M$527K−$385M$110M
Q4 2024$75.1M−$14.3M−$2.5M−$38.8M$647K$107M$60.9M

Home Bancshares: income statement and cash flow

Home Bancshares, Q3 2026: revenue $288M (+4% year over year), operating margin 57.9%. The chart follows the revenue to costs, profit and cash.

Home Bancshares: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.