Filing Flows › Home Bancshares (HOMB) › How it makes money
How Home Bancshares (HOMB) makes money
Home Bancshares (HOMB) made $288M of revenue in the third quarter 2026 (Q3 2026), +4% from a year earlier. Net interest income brought in $242M (84%); Noninterest income brought in $46.4M (16%). Of every dollar of revenue, 58¢ was left as operating profit, 45¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $242M | 83.9% | +0.1% | +7% |
| Noninterest income | $46.4M | 16.1% | -13% | -10% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $288M | 100.0% |
| Operating profit | $167M | 57.9% |
| Income tax | $37.5M | 13.0% |
| Net earnings | $129M | 44.9% |
| Operating cash flow | $171M | 59.3% |
| Free cash flow | $160M | 55.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $288M | +4% |
From Home Bancshares' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Home Bancshares make money?
Home Bancshares (HOMB) made $288M of revenue in the third quarter 2026 (Q3 2026), +4% from a year earlier. Net interest income brought in $242M (84%); Noninterest income brought in $46.4M (16%). Of every dollar of revenue, 58¢ was left as operating profit, 45¢ was left as net earnings.
What is Home Bancshares' biggest business?
Net interest income: $242M in the third quarter 2026, 84% of revenue, +7% from a year earlier.
What is Home Bancshares' profit margin?
Net earnings were $129M, 44.9% of revenue, in the third quarter 2026; the operating margin was 57.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.