Filing Flows › Heritage Insurance Holdings (HRTG) › Q3 2026 › vs Q2 2026
Heritage Insurance Holdings (HRTG) Q3 2026 vs Q2 2026 (quarter over quarter)
Heritage Insurance Holdings's revenue rose $5.0M (+2%) from $214M in Q2 2026 to $219M in Q3 2026. Operating margin 31.6% against 39.1% (-7.6 pts).
Heritage Insurance Holdings, Q3 2026: revenue $219M (+3% year over year), operating margin 31.6%, net earnings $51.1M, operating cash flow $9.6M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 31.6% | 39.1% | -7.6 pts |
| Net margin | 23.3% | 28.8% | -5.5 pts |
| Free cash flow margin | 4.3% | 65.8% | -61.5 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $219M | $214M | $5.0M | +2% |
| Operating profit | $69.2M | $83.8M | −$14.6M | -17% |
| Costs & expenses | $150M | $130M | $19.7M | +15% |
| Pre-tax earnings | $67.7M | $82.2M | −$14.4M | -18% |
| Other expense, net | $1.5M | $1.7M | −$175K | -10% |
| SG&A | $23.5M | $23.8M | −$272K | -1% |
| Other operating costs | $127M | $107M | $19.9M | +19% |
| Net earnings | $51.1M | $61.7M | −$10.6M | -17% |
| Income tax | $16.6M | $20.4M | −$3.9M | -19% |
| Depreciation & amortization | $3.0M | $2.9M | $66K | +2% |
| Share-based compensation | $1.4M | $1.7M | −$301K | -18% |
| Working capital & other | $45.9M | −$75.4M | $121M | — |
| Operating cash flow | $9.6M | $142M | −$132M | -93% |
| Free cash flow (OCF − capex) | $9.5M | $141M | −$132M | -93% |
| Capital expenditures | $159K | $657K | −$498K | -76% |
Questions
How much did Heritage Insurance Holdings's revenue grow quarter over quarter in Q3 2026?
Heritage Insurance Holdings's revenue rose $5.0M (+2%) from $214M in Q2 2026 to $219M in Q3 2026. Operating margin 31.6% against 39.1% (-7.6 pts).