Filing Flows › Heritage Insurance Holdings (HRTG) › How it makes money
How Heritage Insurance Holdings (HRTG) makes money
Heritage Insurance Holdings (HRTG) made $219M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 32¢ was left as operating profit, 23¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $219M | 100.0% |
| Operating profit | $69.2M | 31.6% |
| Income tax | $16.6M | 7.6% |
| Net earnings | $51.1M | 23.3% |
| Operating cash flow | $9.6M | 4.4% |
| Free cash flow | $9.5M | 4.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $219M | +3% |
| Q2 2026 | $214M | +3% |
| Q1 2026 | $213M | +0.5% |
| Q4 2025 | $215M | +2% |
| Q3 2025 | $212M | +0.3% |
| Q2 2025 | $208M | +2% |
| Q1 2025 | $212M | +11% |
From Heritage Insurance Holdings' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Heritage Insurance Holdings make money?
Heritage Insurance Holdings (HRTG) made $219M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 32¢ was left as operating profit, 23¢ was left as net earnings.
What is Heritage Insurance Holdings' profit margin?
Net earnings were $51.1M, 23.3% of revenue, in the third quarter 2026; the operating margin was 31.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.