Filing Flows › Hilltop Holdings (HTH) › Q3 2026
Hilltop Holdings (HTH) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 23, 2026
Hilltop Holdings (HTH) reported revenue of $310M for the third quarter 2026 (Q3 2026), -6% from a year earlier and -2% from the quarter before. Operating margin was 11.4%, net earnings $24.9M (8.0% of revenue).
Hilltop Holdings, Q3 2026: revenue $310M (-6% year over year), operating margin 11.4%, net earnings $24.9M, operating cash flow $508M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $310M | -2% | -6% |
| Operating profit | $35.2M | -30% | -42% |
| Net earnings | $24.9M | -32% | -46% |
| Operating cash flow | $508M | — | +86% |
| Free cash flow | $504M | — | +86% |
What changed
Revenue was $309.5M in Q3 2026, down 6% year over year and down 2% from the previous quarter. Noninterest income was the largest line at 60% of revenue. Noninterest income lost $30.7M year over year (down 14%), 148% of the total change.
Operating profit was $35.2M, a 11.4% margin (down 7.0 points year over year). Total costs grew 2% against a revenue fall of 6%. Net earnings were $24.9M, down 46% year over year. The effective tax rate was 25.2%.
Operating cash flow was $507.8M (up 86% year over year), 1929% of net income including minority interests. Non-cash charges added back $1.6M of depreciation and amortization. Working capital and other items added $479.9M. Capital expenditures of $4.2M left free cash flow of $503.6M.
Questions
What was Hilltop Holdings' revenue in the third quarter 2026?
Hilltop Holdings (HTH) reported revenue of $310M for the third quarter 2026 (Q3 2026), -6% from a year earlier and -2% from the quarter before.
Was Hilltop Holdings profitable in the third quarter 2026?
Operating profit was $35.2M (11.4% of revenue) and net earnings $24.9M.
Source: Hilltop Holdings 10-Q on SEC EDGAR.