Filing Flows

Filing Flows › Companies › Hancock Whitney › Cash flow

Hancock Whitney cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$255M in Q3 2026 · $660M over twelve months

Operating cash flow$260M
Capital spending−$5.1M
Free cash flow+$255M
Cash / net income2.4×

Analysis

In Q3 2026, Hancock Whitney generated $260M of operating cash flow and spent $5.1M on capital projects, leaving free cash flow of $255M. That is $100M more than in Q3 2025 ($155M).

Over the twelve months to Sep 30, 2026, operating cash flow was $679M; the largest uses were other investing ($731M), net borrowing (+) / repaid (−) ($587M), buybacks ($370M); besides operations, cash came from other financing ($1.6B); the cash balance rose by $59.7M.

Operating cash flow was $260M against net income of $110M — 2.4× profit, cash ran ahead of reported earnings. The largest differences: payables +$39.9M, prepaid and other assets +$31.1M, stock-based pay +$7.1M.

Free cash flow

Hancock Whitney: free cash flow by quarterHancock Whitney: free cash flow by quarter$189MQ4 2024$100MQ1 2025$122MQ2 2025$155MQ3 2025$146MQ4 2025$108MQ1 2026$150MQ2 2026$255MQ3 2026
Operating cash flow less capital spending.
Hancock Whitney: operating cash flow against capital spendingHancock Whitney: operating cash flow against capital spendingOperating cash flowCapital spending$192M$2.7MQ4 2024$104M$4.0MQ1 2025$126M$3.8MQ2 2025$159M$3.8MQ3 2025$153M$7.1MQ4 2025$114M$5.9MQ1 2026$151M$860KQ2 2026$260M$5.1MQ3 2026
Latest (Q3 2026): Operating cash flow $260M, Capital spending $5.1M.

Capital allocation, year by year

Hancock Whitney: where the cash came from (up) and went (down), by fiscal yearHancock Whitney: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $586MFY2021: Net borrowing −$134MFY2021: Shares issued $492KFY2021: Asset sales $1.9MFY2021: Capital spending −$23.5MFY2021: Buybacks −$21.8MFY2021: Dividends −$95.9M$588MFY2021FY2022: Operating cash flow $842MFY2022: Net borrowing $211MFY2022: Shares issued $227KFY2022: Asset sales $62KFY2022: Capital spending −$29.1MFY2022: Buybacks −$58.9MFY2022: Dividends −$94.5M$1.1BFY2022FY2023: Operating cash flow $495MFY2023: Net borrowing −$716MFY2023: Asset sales $33.1MFY2023: Capital spending −$25.0MFY2023: Dividends −$105M$528MFY2023FY2024: Operating cash flow $626MFY2024: Net borrowing −$516MFY2024: Asset sales $6.1MFY2024: Capital spending −$10.2MFY2024: Buybacks −$37.7MFY2024: Dividends −$131M$632MFY2024FY2025: Operating cash flow $542MFY2025: Net borrowing $378MFY2025: Capital spending −$18.7MFY2025: Acquisitions −$112MFY2025: Buybacks −$247MFY2025: Dividends −$154M$920MFY2025
Over these 5 years operating cash flow totalled $3.1B; the largest uses were net borrowing ($1.4B) and dividends ($580M). Cash-flow statements as filed.

Where the cash came from and went

Hancock Whitney: sources (+) and uses (−) of cash, Q3 2026Hancock Whitney: sources (+) and uses (−) of cash, Q3 2026Other financing$625MOther investing−$489MNet borrowing (+) / repaid (−)−$267MOperating cash flow$260MBuybacks−$82.4MDividends−$39.9MCapital spending−$5.1MCash drawn (+) / kept (−)−$2.3MTaxes on employees’ shares−$71K
Hancock Whitney: sources (+) and uses (−) of cash, TTM to Q3 2026Hancock Whitney: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing$1.6BOther investing−$731MOperating cash flow$679MNet borrowing (+) / repaid (−)−$587MBuybacks−$370MAcquisitions−$340MDividends−$160MCash drawn (+) / kept (−)−$59.7MCapital spending−$19.0MTaxes on employees’ shares−$10.8M

From profit to cash

Hancock Whitney: net income to operating cash flow, Q3 2026Hancock Whitney: net income to operating cash flow, Q3 2026Net income$110MDepreciation & amortization$6.6MStock-based pay$7.1MDeferred taxes−$1.7MGains on disposals$45KOther non-cash−$4.6MPayables$39.9MPrepaid and other assets$31.1MOperating cash flow$260M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$260M−$5.1M−$82.4M−$39.9M−$267M−$2.3M$255M
Q2 2026$151M−$860K−$46.5M−$40.5M$211M−$16.5M$150M
Q1 2026$114M−$5.9M−$94.6M−$42.1M$343M$7.5M$108M
Q4 2025$153M−$7.1M−$147M−$37.2M−$874M−$48.4M$146M
Q3 2025$159M−$3.8M−$40.1M−$38.4M$847M−$2.1M$155M
Q2 2025$126M−$3.8M−$39.4M−$38.7M$502M−$2.2M$122M
Q1 2025$104M−$4.0M−$20.7M−$39.6M−$96.2M$64.6M$100M
Q4 2024$192M−$2.7M−$7.9M−$34.7M−$627M−$5.0M$189M

Hancock Whitney: income statement and cash flow

Hancock Whitney, Q3 2026: revenue $420M (+9% year over year), operating margin 33.8%. The chart follows the revenue to costs, profit and cash.

Hancock Whitney: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.