Filing Flows › Independent Bank (IBCP) › Operating margin
Independent Bank (IBCP) operating margin by quarter
Independent Bank's operating margin was 30.3% in Q3 2026 (third quarter 2026), -5.7 pts from Q2 2026. Over the last 7 quarters it ranged from 30.3% (Q3 2026) to 37.0% (Q2 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 30.3% | -5.7 pts | -6.7 pts |
| Q2 2026 | 35.9% | +1.6 pts | -1.1 pts |
| Q1 2026 | 34.3% | -0.5 pts | -1.0 pts |
| Q4 2025 | 34.8% | -2.1 pts | — |
| Q3 2025 | 37.0% | -0.0 pts | — |
| Q2 2025 | 37.0% | +1.6 pts | — |
| Q1 2025 | 35.3% | — | — |
Q3 2026 at a glance
Independent Bank, Q3 2026: revenue $71.1M (+24% year over year), operating margin 30.3%, net earnings $17.9M, operating cash flow $25.2M. The chart follows the revenue to costs, profit and cash.
Questions
What is Independent Bank's operating margin?
Independent Bank's operating margin was 30.3% in Q3 2026 (third quarter 2026), -5.7 pts from Q2 2026.
How has Independent Bank's operating margin changed?
Over the last 7 quarters it ranged from 30.3% (Q3 2026) to 37.0% (Q2 2025).