Filing Flows › International Bancshares (IBOC) › Stock forecast & fair value
International Bancshares (IBOC) stock forecast and fair value
International Bancshares (IBOC) trades at $67.92. One analyst's price target is $87.00 (+28%). Across 12 valuation methods the middle fair value is $80.51 (+19%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $70.95 | $79.88 | $92.05 | +18% |
| P/E vs peers, weighted | $75.33 | $88.09 | $109.52 | +30% |
| P/E vs peers, matched | $72.00 | $80.51 | $92.79 | +19% |
| Residual income | $59.38 | $61.62 | $63.98 | -9% |
| P/TBV vs ROTCE (bank peers) | $62.16 | $82.09 | $102.03 | +21% |
| Analysts' price targets | $87.00 | $87.00 | $87.00 | +28% |
| Shareholder yield (dividends + buybacks) | $20.96 | $24.34 | $29.03 | -64% |
| Justified P/TBV (Gordon growth) | $83.72 | $101.53 | $128.98 | +49% |
| Dividend discount (Gordon) | $25.52 | $30.95 | $39.31 | -54% |
| Stage-weighted value (financial (bank / insurer)) | $61.07 | $72.43 | $86.38 | +7% |
International Bancshares' latest quarter
International Bancshares, Q3 2026: revenue $229M (+5% year over year), operating margin 63.2%, net earnings $114M, operating cash flow $127M. The chart follows the revenue to costs, profit and cash.
Questions
What is the price target for IBOC stock?
One analyst's 12-month target is $87.00, +28% from $67.92. The average rating is none.
What is International Bancshares' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $24.34 and $101.53, with a middle value of $80.51 against a price of $67.92. Each method's assumptions are on the page.
Does International Bancshares usually beat earnings estimates?
It beat the consensus EPS estimate in 50% of the quarters on record.
Is IBOC stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.