Filing Flows › Isabella Bank (ISBA) › How it makes money
How Isabella Bank (ISBA) makes money
Isabella Bank (ISBA) made $23.9M of revenue in the third quarter 2026 (Q3 2026), +17% from a year earlier. Net interest income brought in $19.4M (81%); Noninterest income brought in $4.6M (19%). Of every dollar of revenue, 34¢ was left as operating profit, 28¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $19.4M | 80.9% | +7% | +20% |
| Noninterest income | $4.6M | 19.1% | +4% | +6% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $23.9M | 100.0% |
| Operating profit | $8.2M | 34.4% |
| Income tax | $1.6M | 6.8% |
| Net earnings | $6.6M | 27.6% |
| Operating cash flow | $5.4M | 22.6% |
| Free cash flow | $4.9M | 20.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $23.9M | +17% |
From Isabella Bank's 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does Isabella Bank make money?
Isabella Bank (ISBA) made $23.9M of revenue in the third quarter 2026 (Q3 2026), +17% from a year earlier. Net interest income brought in $19.4M (81%); Noninterest income brought in $4.6M (19%). Of every dollar of revenue, 34¢ was left as operating profit, 28¢ was left as net earnings.
What is Isabella Bank's biggest business?
Net interest income: $19.4M in the third quarter 2026, 81% of revenue, +20% from a year earlier.
What is Isabella Bank's profit margin?
Net earnings were $6.6M, 27.6% of revenue, in the third quarter 2026; the operating margin was 34.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.