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Investar Holding cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$11.1M in Q3 2026 · $31.1M over twelve months

Operating cash flow$11.1M
Free cash flow+$11.1M
Cash / net income1.0×

Analysis

In Q3 2026, Investar Holding generated $11.1M of operating cash flow. That is $4.2M more than in Q3 2025 ($6.9M).

Over the twelve months to Sep 30, 2026, operating cash flow was $31.1M; the largest uses were other financing ($188M), dividends ($5.3M), buybacks ($3.7M); besides operations, cash came from other investing ($108M), net borrowing (+) / repaid (−) ($80.0M); the cash balance rose by $21.8M.

Operating cash flow was $11.1M against net income of $11.7M — 1.0× profit, roughly in line with earnings. The largest differences: prepaid and other assets +$1.9M, depreciation & amortization +$1.3M, stock-based pay +$517K.

Free cash flow

Investar Holding: free cash flow by quarterInvestar Holding: free cash flow by quarter−$291KQ4 2024$4.5MQ1 2025$3.2MQ2 2025$6.9MQ3 2025$3.6MQ4 2025$9.9MQ1 2026$6.4MQ2 2026$11.1MQ3 2026
Operating cash flow less capital spending.
Investar Holding: operating cash flow against capital spendingInvestar Holding: operating cash flow against capital spendingOperating cash flowCapital spending−$291K$0Q4 2024$4.5M$0Q1 2025$3.2M$0Q2 2025$6.9M$0Q3 2025$3.6M$0Q4 2025$9.9M$0Q1 2026$6.4M$0Q2 2026$11.1M$0Q3 2026
Latest (Q3 2026): Operating cash flow $11.1M, Capital spending $0.

Capital allocation, year by year

Investar Holding: where the cash came from (up) and went (down), by fiscal yearInvestar Holding: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesBuybacksDividendsFY2021: Operating cash flow $33.5MFY2021: Net borrowing −$42.0MFY2021: Shares issued $732KFY2021: Buybacks −$6.9MFY2021: Dividends −$3.1M$34.2MFY2021FY2022: Operating cash flow $42.7MFY2022: Net borrowing $334MFY2022: Shares issued $133KFY2022: Buybacks −$10.5MFY2022: Dividends −$3.6M$376MFY2022FY2023: Operating cash flow $26.2MFY2023: Net borrowing $212MFY2023: Shares issued $105KFY2023: Asset sales −$596KFY2023: Buybacks −$3.0MFY2023: Dividends −$3.8M$239MFY2023FY2024: Operating cash flow $15.9MFY2024: Net borrowing −$152MFY2024: Shares issued $337KFY2024: Buybacks −$305KFY2024: Dividends −$4.0M$16.3MFY2024FY2025: Operating cash flow $18.2MFY2025: Net borrowing $20.0MFY2025: Shares issued $30.4MFY2025: Buybacks −$2.3MFY2025: Dividends −$4.2M$68.6MFY2025
Over these 5 years operating cash flow totalled $137M; the largest uses were net borrowing ($194M) and buybacks ($23.1M). Cash-flow statements as filed.

Where the cash came from and went

Investar Holding: sources (+) and uses (−) of cash, Q3 2026Investar Holding: sources (+) and uses (−) of cash, Q3 2026Other investing−$30.7MCash drawn (+) / kept (−)$15.2MOperating cash flow$11.1MOther financing$6.7MDividends−$1.7MBuybacks−$747K
Investar Holding: sources (+) and uses (−) of cash, TTM to Q3 2026Investar Holding: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing−$188MOther investing$108MNet borrowing (+) / repaid (−)$80.0MOperating cash flow$31.1MCash drawn (+) / kept (−)−$21.8MDividends−$5.3MBuybacks−$3.7MShares issued$374K

From profit to cash

Investar Holding: net income to operating cash flow, Q3 2026Investar Holding: net income to operating cash flow, Q3 2026Net income$11.7MDepreciation & amortization$1.3MStock-based pay$517KDeferred taxes$403KAccrued liabilities$397KPrepaid and other assets$1.9MOperating cash flow$11.1M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowAcquisitionsBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$11.1M—−$747K−$1.7M——$15.2M$11.1M
Q2 2026$6.4M$126K−$763K−$1.5M$20.0M—$7.3M$6.4M
Q1 2026$9.9M$75.6M−$1.5M−$1.1M$40.0M$374K−$38.1M$9.9M
Q4 2025$3.6M—−$689K−$1.1M$20.0M—−$6.1M$3.6M
Q3 2025$6.9M—−$321K−$1.1M—$13.0M$19.9M$6.9M
Q2 2025$3.2M—−$634K−$1.0M—$63K−$11.7M$3.2M
Q1 2025$4.5M—−$649K−$1.0M——−$15.6M$4.5M
Q4 2024−$291K——−$1.0M−$109M−$1.0M$58.4M−$291K

Investar Holding: income statement and cash flow

Investar Holding, Q3 2026: revenue $36.8M (+53% year over year), operating margin 38.6%. The chart follows the revenue to costs, profit and cash.

Investar Holding: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.