Filing Flows › Investar Holding (ISTR) › Q4 2024
Investar Holding (ISTR) Q4 2024 earnings results (fourth quarter 2024)
10-K filed Mar 12, 2025
Investar Holding (ISTR) reported revenue of $23.3M for the fourth quarter 2024 (Q4 2024), +18% from a year earlier and +4% from the quarter before. Operating margin was 31.1%, net earnings $6.1M (26.2% of revenue).
Investar Holding, Q4 2024: revenue $23.3M (+18% year over year), operating margin 31.1%, net earnings $6.1M, operating cash flow −$291K. The chart follows the revenue to costs, profit and cash.
| Q4 2024 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $23.3M | +4% | +18% |
| Operating profit | $7.3M | +18% | +68% |
| Net earnings | $6.1M | +13% | +73% |
| Operating cash flow | −$291K | — | — |
What changed
Revenue was $23.3M in Q4 2024, up 18% year over year and up 4% from the previous quarter.
Operating profit was $7.3M, a 31.1% margin (up 9.3 points year over year). Of the extra revenue versus a year earlier, 82% reached operating profit, above the 22% margin then. Total costs grew 4% against revenue growth of 18%. Net earnings were $6.1M, up 73% year over year. The effective tax rate was 16.0%.
Operating cash flow was −$291K. Non-cash charges added back $736K of depreciation and amortization and $514K of share-based compensation. Working capital and other items used $7.6M. Capital expenditures of $118K exceeded it, leaving free cash flow of −$409K.
Questions
What was Investar Holding's revenue in the fourth quarter 2024?
Investar Holding (ISTR) reported revenue of $23.3M for the fourth quarter 2024 (Q4 2024), +18% from a year earlier and +4% from the quarter before.
Was Investar Holding profitable in the fourth quarter 2024?
Operating profit was $7.3M (31.1% of revenue) and net earnings $6.1M.
Source: Investar Holding 10-K on SEC EDGAR.