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How Investar Holding (ISTR) makes money

Investar Holding (ISTR) made $36.8M of revenue in the third quarter 2026 (Q3 2026). Net interest income brought in $33.8M (92%); Noninterest income brought in $3.0M (8%). Of every dollar of revenue, 39¢ was left as operating profit, 32¢ was left as net earnings.

Drawing the Sankey…

Investar Holding revenue by segment, Q3 2026Investar Holding revenue by segment, Q3 2026Net interest income$33.8MNoninterest income$3.0M
Investar Holding revenue by quarterInvestar Holding revenue by quarter$23.3MQ4 2024$24.0MQ1 2025$22.1MQ2 2025$24.0MQ3 2025$23.5MQ4 2025$36.8MQ3 2026
Investar Holding: where each dollar of revenue goesInvestar Holding: where each dollar of revenue goesOperating profit39¢Income tax7¢Net earnings32¢Operating cash flow30¢Free cash flow30¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$33.8M91.7%+0.9%—
Noninterest income$3.0M8.3%-2%—

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$36.8M100.0%
Operating profit$14.2M38.6%
Income tax$2.6M6.9%
Net earnings$11.7M31.7%
Operating cash flow$11.1M30.2%
Free cash flow$11.0M29.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$36.8M+53%
Q4 2025$23.5M+0.9%
Q3 2025$24.0M+7%
Q2 2025$22.1M+9%
Q1 2025$24.0M+12%
Q4 2024$23.3M+18%

From Investar Holding's 10-Q filed Nov 5, 2026 (on EDGAR).

Questions

How does Investar Holding make money?

Investar Holding (ISTR) made $36.8M of revenue in the third quarter 2026 (Q3 2026). Net interest income brought in $33.8M (92%); Noninterest income brought in $3.0M (8%). Of every dollar of revenue, 39¢ was left as operating profit, 32¢ was left as net earnings.

What is Investar Holding's biggest business?

Net interest income: $33.8M in the third quarter 2026, 92% of revenue.

What is Investar Holding's profit margin?

Net earnings were $11.7M, 31.7% of revenue, in the third quarter 2026; the operating margin was 38.6%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.