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Investors Title (ITIC) Q4 2025 earnings results (fourth quarter 2025)

10-K filed Mar 16, 2026

Investors Title (ITIC) reported revenue of $69.5M for the fourth quarter 2025 (Q4 2025), -2% from a year earlier and -5% from the quarter before. Operating margin was 13.8%, net earnings $7.5M (10.8% of revenue).

Revenue$69.5M
Year over year-2%
Quarter over quarter-5%
Operating margin13.8%
Net earnings$7.5M

Investors Title, Q4 2025: revenue $69.5M (-2% year over year), operating margin 13.8%, net earnings $7.5M, operating cash flow $5.0M. The chart follows the revenue to costs, profit and cash.

Q4 2025AmountQ/QY/Y
Revenue$69.5M-5%-2%
Operating profit$9.6M-36%-11%
Net earnings$7.5M-38%-10%
Operating cash flow$5.0M-71%-59%
Free cash flow$3.7M-77%-66%

What changed

Revenue was $69.5M in Q4 2025, down 2% year over year and down 5% from the previous quarter.

Operating profit was $9.6M, a 13.8% margin (down 1.5 points year over year). Total costs grew 0% against a revenue fall of 2%. Net earnings were $7.5M, down 10% year over year. The effective tax rate was 21.8%.

Operating cash flow was $5.0M (down 59% year over year), 66% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $144K of share-based compensation. Working capital and other items used $3.8M. Capital expenditures of $1.3M left free cash flow of $3.7M.

Questions

What was Investors Title's revenue in the fourth quarter 2025?

Investors Title (ITIC) reported revenue of $69.5M for the fourth quarter 2025 (Q4 2025), -2% from a year earlier and -5% from the quarter before.

Was Investors Title profitable in the fourth quarter 2025?

Operating profit was $9.6M (13.8% of revenue) and net earnings $7.5M.

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Source: Investors Title 10-K on SEC EDGAR.