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How Jefferson Capital (JCAP) makes money
Jefferson Capital (JCAP) made $178M of revenue in the second quarter 2026 (Q2 2026), +16% from a year earlier. United States brought in $129M (72%); Canada brought in $20.5M (12%); United Kingdom brought in $16.6M (9%). Of every dollar of revenue, 46¢ was left as operating profit, 23¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q2 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| United States | $129M | 72.4% | -0.9% | +16% |
| Canada | $20.5M | 11.6% | +17% | +7% |
| United Kingdom | $16.6M | 9.4% | -3% | +21% |
| Latin America | $11.8M | 6.7% | -1% | +31% |
Where each dollar of revenue goes
| Line | Q2 2026 | % of revenue |
|---|---|---|
| Revenue | $178M | 100.0% |
| Operating profit | $81.4M | 45.9% |
| Income tax | $12.0M | 6.8% |
| Net earnings | $41.3M | 23.3% |
| Operating cash flow | $43.3M | 24.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q2 2026 | $178M | +16% |
| Q1 2026 | $176M | +14% |
| Q4 2025 | $155M | +30% |
| Q3 2025 | $151M | +36% |
| Q2 2025 | $153M | +47% |
From Jefferson Capital's 10-Q filed Aug 13, 2026 (on EDGAR).
Questions
How does Jefferson Capital make money?
Jefferson Capital (JCAP) made $178M of revenue in the second quarter 2026 (Q2 2026), +16% from a year earlier. United States brought in $129M (72%); Canada brought in $20.5M (12%); United Kingdom brought in $16.6M (9%). Of every dollar of revenue, 46¢ was left as operating profit, 23¢ was left as net earnings.
What is Jefferson Capital's biggest business?
United States: $129M in the second quarter 2026, 72% of revenue, +16% from a year earlier.
What is Jefferson Capital's profit margin?
Net earnings were $41.3M, 23.3% of revenue, in the second quarter 2026; the operating margin was 45.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.