Filing Flows › Jack Henry & Associates (JKHY) › Q2 FY26
Jack Henry & Associates (JKHY) Q2 FY26 earnings results (second quarter fiscal 2026)
10-Q filed Feb 6, 2026
Jack Henry & Associates (JKHY) reported revenue of $619M for the second quarter fiscal 2026 (Q2 FY26), +8% from a year earlier and -4% from the quarter before. Operating margin was 25.7%, net earnings $125M (20.1% of revenue).
Jack Henry & Associates, Q2 FY26: revenue $619M (+8% year over year), operating margin 25.7%, net earnings $125M, operating cash flow $153M. The chart follows the revenue to costs, profit and cash.
| Q2 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $619M | -4% | +8% |
| Operating profit | $159M | -14% | +29% |
| Net earnings | $125M | -13% | +27% |
| Operating cash flow | $153M | +27% | +70% |
| Free cash flow | $131M | +18% | +80% |
What changed
Revenue was $619.3M in Q2 FY26, up 8% year over year and down 4% from the previous quarter. Processing was the largest line at 44% of revenue. Processing added $22.7M year over year (up 9%), 50% of the total change. On-Premise Support declined 1%.
Operating profit was $159.1M, a 25.7% margin (up 4.3 points year over year). Of the extra revenue versus a year earlier, 79% reached operating profit, above the 21% margin then. Total costs grew 2% against revenue growth of 8%. Net earnings were $124.7M, up 27% year over year. The effective tax rate was 24.1%.
Operating cash flow was $152.7M (up 70% year over year), 122% of net earnings. Non-cash charges added back $10.3M of depreciation and $8.4M of share-based compensation. Working capital and other items added $9.2M. Capital expenditures of $21.2M left free cash flow of $131.4M.
Questions
What was Jack Henry & Associates' revenue in the second quarter fiscal 2026?
Jack Henry & Associates (JKHY) reported revenue of $619M for the second quarter fiscal 2026 (Q2 FY26), +8% from a year earlier and -4% from the quarter before.
Was Jack Henry & Associates profitable in the second quarter fiscal 2026?
Operating profit was $159M (25.7% of revenue) and net earnings $125M.