Filing Flows › Jack Henry & Associates (JKHY) › Q4 FY25
Jack Henry & Associates (JKHY) Q4 FY25 earnings results (fourth quarter fiscal 2025)
10-K filed Aug 25, 2025
Jack Henry & Associates (JKHY) reported revenue of $615M for the fourth quarter fiscal 2025 (Q4 FY25), +10% from a year earlier and +5% from the quarter before. Operating margin was 25.3%, net earnings $128M (20.7% of revenue).
Jack Henry & Associates, Q4 FY25: revenue $615M (+10% year over year), operating margin 25.3%, net earnings $128M, operating cash flow $327M. The chart follows the revenue to costs, profit and cash.
| Q4 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $615M | +5% | +10% |
| Operating profit | $156M | +12% | +24% |
| Net earnings | $128M | +15% | +26% |
| Operating cash flow | $327M | +203% | +41% |
| Free cash flow | $315M | +228% | +51% |
What changed
Revenue was $615.4M in Q4 FY25, up 10% year over year and up 5% from the previous quarter. Payments was the largest line at 37% of revenue.
Operating profit was $155.7M, a 25.3% margin (up 2.9 points year over year). Of the extra revenue versus a year earlier, 54% reached operating profit, above the 22% margin then. Total costs grew 6% against revenue growth of 10%. Net earnings were $127.6M, up 26% year over year. The effective tax rate was 20.2%.
Operating cash flow was $327.1M (up 41% year over year), 256% of net earnings. Non-cash charges added back $10.6M of depreciation and $6.0M of share-based compensation. Working capital and other items added $183.0M. Capital expenditures of $12.2M left free cash flow of $314.9M.
Questions
What was Jack Henry & Associates' revenue in the fourth quarter fiscal 2025?
Jack Henry & Associates (JKHY) reported revenue of $615M for the fourth quarter fiscal 2025 (Q4 FY25), +10% from a year earlier and +5% from the quarter before.
Was Jack Henry & Associates profitable in the fourth quarter fiscal 2025?
Operating profit was $156M (25.3% of revenue) and net earnings $128M.