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How Jack Henry & Associates (JKHY) makes money

Jack Henry & Associates (JKHY) made $702M of revenue in the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier. Services and Support brought in $404M (58%); Cloud Services brought in $218M (31%); Product Delivery and Services brought in $80.1M (11%). Of every dollar of revenue, 30¢ was left as operating profit, 23¢ was left as net earnings.

Drawing the Sankey…

Jack Henry & Associates revenue by segment, Q1 FY27Jack Henry & Associates revenue by segment, Q1 FY27Services and Support$404MCloud Services$218MProduct Delivery and Services$80.1M
Jack Henry & Associates revenue by quarterJack Henry & Associates revenue by quarter$585MQ3 FY25$615MQ4 FY25$645MQ1 FY26$619MQ2 FY26$636MQ3 FY26$644MQ4 FY26$702MQ1 FY27
Jack Henry & Associates: where each dollar of revenue goesJack Henry & Associates: where each dollar of revenue goesOperating profit30¢Income tax7¢Net earnings23¢Operating cash flow23¢Free cash flow12¢

Revenue by segment, Q1 FY27

SegmentRevenueShareQ/QY/Y
Services and Support$404M57.5%—+8%
  ↳ Processing$297M42.3%—+11%
  ↳ On-Premise Support$107M15.3%—+2%
Cloud Services$218M31.0%—+11%
Product Delivery and Services$80.1M11.4%—+6%

Where each dollar of revenue goes

LineQ1 FY27% of revenue
Revenue$702M100.0%
Operating profit$207M29.5%
Income tax$50.2M7.2%
Net earnings$160M22.9%
Operating cash flow$161M23.0%
Free cash flow$82.9M11.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q1 FY27$702M+9%
Q4 FY26$644M+5%
Q3 FY26$636M+9%
Q2 FY26$619M+8%
Q1 FY26$645M+7%
Q4 FY25$615M+10%
Q3 FY25$585M+9%

From Jack Henry & Associates' 10-Q filed Nov 6, 2026 (on EDGAR).

Questions

How does Jack Henry & Associates make money?

Jack Henry & Associates (JKHY) made $702M of revenue in the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier. Services and Support brought in $404M (58%); Cloud Services brought in $218M (31%); Product Delivery and Services brought in $80.1M (11%). Of every dollar of revenue, 30¢ was left as operating profit, 23¢ was left as net earnings.

What is Jack Henry & Associates' biggest business?

Services and Support: $404M in the first quarter fiscal 2027, 58% of revenue, +8% from a year earlier.

What is Jack Henry & Associates' profit margin?

Net earnings were $160M, 22.9% of revenue, in the first quarter fiscal 2027; the operating margin was 29.5%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.