Filing Flows › Juniata Valley Financial (JUVF) › How it makes money
How Juniata Valley Financial (JUVF) makes money
Juniata Valley Financial (JUVF) made $8.8M of revenue in the second quarter 2026 (Q2 2026), +15% from a year earlier. Of every dollar of revenue, 34¢ was left as operating profit, 29¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q2 2026 | % of revenue |
|---|---|---|
| Revenue | $8.8M | 100.0% |
| Operating profit | $3.0M | 34.1% |
| Income tax | $478K | 5.4% |
| Net earnings | $2.5M | 28.7% |
| Operating cash flow | $3.2M | 36.7% |
| Free cash flow | $2.8M | 31.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q2 2026 | $8.8M | +15% |
| Q3 2025 | $8.1M | +12% |
| Q2 2025 | $7.7M | +5% |
From Juniata Valley Financial's 10-Q filed Aug 12, 2026 (on EDGAR).
Questions
How does Juniata Valley Financial make money?
Juniata Valley Financial (JUVF) made $8.8M of revenue in the second quarter 2026 (Q2 2026), +15% from a year earlier. Of every dollar of revenue, 34¢ was left as operating profit, 29¢ was left as net earnings.
What is Juniata Valley Financial's profit margin?
Net earnings were $2.5M, 28.7% of revenue, in the second quarter 2026; the operating margin was 34.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.