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How Kentucky First Federal Bancorp (KFFB) makes money
Kentucky First Federal Bancorp (KFFB) made $3.2M of revenue in the fourth quarter fiscal 2026 (Q4 FY26), +34% from a year earlier. Net interest income brought in $3.1M (95%); Noninterest income brought in $159K (5%). Of every dollar of revenue, 28¢ was left as operating profit, 21¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q4 FY26
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $3.1M | 95.1% | +8% | +34% |
| Noninterest income | $159K | 4.9% | +14% | +43% |
Where each dollar of revenue goes
| Line | Q4 FY26 | % of revenue |
|---|---|---|
| Revenue | $3.2M | 100.0% |
| Operating profit | $895K | 27.6% |
| Income tax | $215K | 6.6% |
| Net earnings | $680K | 21.0% |
| Operating cash flow | $214K | 6.6% |
| Free cash flow | $210K | 6.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q4 FY26 | $3.2M | +34% |
From Kentucky First Federal Bancorp's 10-K filed Sep 28, 2026 (on EDGAR).
Questions
How does Kentucky First Federal Bancorp make money?
Kentucky First Federal Bancorp (KFFB) made $3.2M of revenue in the fourth quarter fiscal 2026 (Q4 FY26), +34% from a year earlier. Net interest income brought in $3.1M (95%); Noninterest income brought in $159K (5%). Of every dollar of revenue, 28¢ was left as operating profit, 21¢ was left as net earnings.
What is Kentucky First Federal Bancorp's biggest business?
Net interest income: $3.1M in the fourth quarter fiscal 2026, 95% of revenue, +34% from a year earlier.
What is Kentucky First Federal Bancorp's profit margin?
Net earnings were $680K, 21.0% of revenue, in the fourth quarter fiscal 2026; the operating margin was 27.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.